LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,577
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,186
−HK$619/mo
Today · 4.125%
HK$20,805
baseline
▲ 0.50% · 4.625%
HK$22,071
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,610/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,779
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,364
−HK$592/mo
Today · 4.125%
HK$22,956
baseline
▲ 0.50% · 4.625%
HK$24,166
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,912/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,493
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,223
−HK$743/mo
Today · 4.125%
HK$24,966
baseline
▲ 0.50% · 4.625%
HK$26,485
+HK$1,519/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,932/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,135
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$711/mo
Today · 4.125%
HK$27,547
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,094/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,408
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,261
−HK$866/mo
Today · 4.125%
HK$29,127
baseline
▲ 0.50% · 4.625%
HK$30,899
+HK$1,772/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,254/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,491
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,309
−HK$830/mo
Today · 4.125%
HK$32,139
baseline
▲ 0.50% · 4.625%
HK$33,833
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,278/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,239
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,335
−HK$1,114/mo
Today · 4.125%
HK$37,449
baseline
▲ 0.50% · 4.625%
HK$39,727
+HK$2,278/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,898/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,203
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,254
−HK$1,067/mo
Today · 4.125%
HK$41,321
baseline
▲ 0.50% · 4.625%
HK$43,499
+HK$2,178/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,642/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,566 · Scale 2, in force from 26 Feb 2026)