LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,832
−HK$12,280/mo
▼ 0.25% · 3.875%
HK$201,923
−HK$6,189/mo
Today · 4.125%
HK$208,112
baseline
▲ 0.50% · 4.625%
HK$220,775
+HK$12,663/mo
Deposit HK$42.94M · loan HK$42.94M · min. income ≈ HK$416,224/mo (50% DSR)
Upfront cash ≈ HK$46.59M (deposit + AVD stamp duty HK$3,649,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,861
−HK$11,770/mo
▼ 0.25% · 3.875%
HK$223,704
−HK$5,927/mo
Today · 4.125%
HK$229,631
baseline
▲ 0.50% · 4.625%
HK$241,735
+HK$12,104/mo
Deposit HK$42.94M · loan HK$42.94M · min. income ≈ HK$459,262/mo (50% DSR)
Upfront cash ≈ HK$46.59M (deposit + AVD stamp duty HK$3,649,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,998
−HK$14,737/mo
▼ 0.25% · 3.875%
HK$242,308
−HK$7,427/mo
Today · 4.125%
HK$249,735
baseline
▲ 0.50% · 4.625%
HK$264,930
+HK$15,195/mo
Deposit HK$34.35M · loan HK$51.53M · min. income ≈ HK$499,470/mo (50% DSR)
Upfront cash ≈ HK$38.00M (deposit + AVD stamp duty HK$3,649,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,433
−HK$14,124/mo
▼ 0.25% · 3.875%
HK$268,445
−HK$7,112/mo
Today · 4.125%
HK$275,557
baseline
▲ 0.50% · 4.625%
HK$290,083
+HK$14,526/mo
Deposit HK$34.35M · loan HK$51.53M · min. income ≈ HK$551,114/mo (50% DSR)
Upfront cash ≈ HK$38.00M (deposit + AVD stamp duty HK$3,649,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,164
−HK$17,193/mo
▼ 0.25% · 3.875%
HK$282,693
−HK$8,664/mo
Today · 4.125%
HK$291,357
baseline
▲ 0.50% · 4.625%
HK$309,085
+HK$17,728/mo
Deposit HK$25.76M · loan HK$60.12M · min. income ≈ HK$582,714/mo (50% DSR)
Upfront cash ≈ HK$29.41M (deposit + AVD stamp duty HK$3,649,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,005
−HK$16,479/mo
▼ 0.25% · 3.875%
HK$313,185
−HK$8,299/mo
Today · 4.125%
HK$321,484
baseline
▲ 0.50% · 4.625%
HK$338,430
+HK$16,946/mo
Deposit HK$25.76M · loan HK$60.12M · min. income ≈ HK$642,968/mo (50% DSR)
Upfront cash ≈ HK$29.41M (deposit + AVD stamp duty HK$3,649,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,497
−HK$22,105/mo
▼ 0.25% · 3.875%
HK$363,462
−HK$11,140/mo
Today · 4.125%
HK$374,602
baseline
▲ 0.50% · 4.625%
HK$397,396
+HK$22,794/mo
Deposit HK$8.59M · loan HK$77.29M · min. income ≈ HK$749,204/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$3,649,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,150
−HK$21,186/mo
▼ 0.25% · 3.875%
HK$402,667
−HK$10,669/mo
Today · 4.125%
HK$413,336
baseline
▲ 0.50% · 4.625%
HK$435,124
+HK$21,788/mo
Deposit HK$8.59M · loan HK$77.29M · min. income ≈ HK$826,672/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$3,649,963 · Scale 2, in force from 26 Feb 2026)