LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,849
−HK$12,282/mo
▼ 0.25% · 3.875%
HK$201,941
−HK$6,190/mo
Today · 4.125%
HK$208,131
baseline
▲ 0.50% · 4.625%
HK$220,795
+HK$12,664/mo
Deposit HK$42.94M · loan HK$42.94M · min. income ≈ HK$416,262/mo (50% DSR)
Upfront cash ≈ HK$46.59M (deposit + AVD stamp duty HK$3,650,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,880
−HK$11,771/mo
▼ 0.25% · 3.875%
HK$223,724
−HK$5,927/mo
Today · 4.125%
HK$229,651
baseline
▲ 0.50% · 4.625%
HK$241,757
+HK$12,106/mo
Deposit HK$42.94M · loan HK$42.94M · min. income ≈ HK$459,302/mo (50% DSR)
Upfront cash ≈ HK$46.59M (deposit + AVD stamp duty HK$3,650,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,019
−HK$14,738/mo
▼ 0.25% · 3.875%
HK$242,329
−HK$7,428/mo
Today · 4.125%
HK$249,757
baseline
▲ 0.50% · 4.625%
HK$264,954
+HK$15,197/mo
Deposit HK$34.36M · loan HK$51.53M · min. income ≈ HK$499,514/mo (50% DSR)
Upfront cash ≈ HK$38.01M (deposit + AVD stamp duty HK$3,650,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,456
−HK$14,126/mo
▼ 0.25% · 3.875%
HK$268,468
−HK$7,114/mo
Today · 4.125%
HK$275,582
baseline
▲ 0.50% · 4.625%
HK$290,108
+HK$14,526/mo
Deposit HK$34.36M · loan HK$51.53M · min. income ≈ HK$551,164/mo (50% DSR)
Upfront cash ≈ HK$38.01M (deposit + AVD stamp duty HK$3,650,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,189
−HK$17,194/mo
▼ 0.25% · 3.875%
HK$282,718
−HK$8,665/mo
Today · 4.125%
HK$291,383
baseline
▲ 0.50% · 4.625%
HK$309,113
+HK$17,730/mo
Deposit HK$25.77M · loan HK$60.12M · min. income ≈ HK$582,766/mo (50% DSR)
Upfront cash ≈ HK$29.42M (deposit + AVD stamp duty HK$3,650,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,032
−HK$16,480/mo
▼ 0.25% · 3.875%
HK$313,213
−HK$8,299/mo
Today · 4.125%
HK$321,512
baseline
▲ 0.50% · 4.625%
HK$338,459
+HK$16,947/mo
Deposit HK$25.77M · loan HK$60.12M · min. income ≈ HK$643,024/mo (50% DSR)
Upfront cash ≈ HK$29.42M (deposit + AVD stamp duty HK$3,650,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,528
−HK$22,107/mo
▼ 0.25% · 3.875%
HK$363,494
−HK$11,141/mo
Today · 4.125%
HK$374,635
baseline
▲ 0.50% · 4.625%
HK$397,431
+HK$22,796/mo
Deposit HK$8.59M · loan HK$77.30M · min. income ≈ HK$749,270/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$3,650,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,184
−HK$21,189/mo
▼ 0.25% · 3.875%
HK$402,702
−HK$10,671/mo
Today · 4.125%
HK$413,373
baseline
▲ 0.50% · 4.625%
HK$435,162
+HK$21,789/mo
Deposit HK$8.59M · loan HK$77.30M · min. income ≈ HK$826,746/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$3,650,285 · Scale 2, in force from 26 Feb 2026)