LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,932
−HK$12,287/mo
▼ 0.25% · 3.875%
HK$202,027
−HK$6,192/mo
Today · 4.125%
HK$208,219
baseline
▲ 0.50% · 4.625%
HK$220,889
+HK$12,670/mo
Deposit HK$42.96M · loan HK$42.96M · min. income ≈ HK$416,438/mo (50% DSR)
Upfront cash ≈ HK$46.61M (deposit + AVD stamp duty HK$3,651,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,973
−HK$11,776/mo
▼ 0.25% · 3.875%
HK$223,819
−HK$5,930/mo
Today · 4.125%
HK$229,749
baseline
▲ 0.50% · 4.625%
HK$241,859
+HK$12,110/mo
Deposit HK$42.96M · loan HK$42.96M · min. income ≈ HK$459,498/mo (50% DSR)
Upfront cash ≈ HK$46.61M (deposit + AVD stamp duty HK$3,651,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,119
−HK$14,744/mo
▼ 0.25% · 3.875%
HK$242,432
−HK$7,431/mo
Today · 4.125%
HK$249,863
baseline
▲ 0.50% · 4.625%
HK$265,066
+HK$15,203/mo
Deposit HK$34.37M · loan HK$51.56M · min. income ≈ HK$499,726/mo (50% DSR)
Upfront cash ≈ HK$38.02M (deposit + AVD stamp duty HK$3,651,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,567
−HK$14,132/mo
▼ 0.25% · 3.875%
HK$268,582
−HK$7,117/mo
Today · 4.125%
HK$275,699
baseline
▲ 0.50% · 4.625%
HK$290,231
+HK$14,532/mo
Deposit HK$34.37M · loan HK$51.56M · min. income ≈ HK$551,398/mo (50% DSR)
Upfront cash ≈ HK$38.02M (deposit + AVD stamp duty HK$3,651,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,305
−HK$17,202/mo
▼ 0.25% · 3.875%
HK$282,838
−HK$8,669/mo
Today · 4.125%
HK$291,507
baseline
▲ 0.50% · 4.625%
HK$309,244
+HK$17,737/mo
Deposit HK$25.78M · loan HK$60.15M · min. income ≈ HK$583,014/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$3,651,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,162
−HK$16,487/mo
▼ 0.25% · 3.875%
HK$313,346
−HK$8,303/mo
Today · 4.125%
HK$321,649
baseline
▲ 0.50% · 4.625%
HK$338,603
+HK$16,954/mo
Deposit HK$25.78M · loan HK$60.15M · min. income ≈ HK$643,298/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$3,651,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,678
−HK$22,116/mo
▼ 0.25% · 3.875%
HK$363,648
−HK$11,146/mo
Today · 4.125%
HK$374,794
baseline
▲ 0.50% · 4.625%
HK$397,599
+HK$22,805/mo
Deposit HK$8.59M · loan HK$77.33M · min. income ≈ HK$749,588/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$3,651,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,351
−HK$21,197/mo
▼ 0.25% · 3.875%
HK$402,874
−HK$10,674/mo
Today · 4.125%
HK$413,548
baseline
▲ 0.50% · 4.625%
HK$435,347
+HK$21,799/mo
Deposit HK$8.59M · loan HK$77.33M · min. income ≈ HK$827,096/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$3,651,836 · Scale 2, in force from 26 Feb 2026)