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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$85.93M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$274,322
−HK$17,202/mo
▼ 0.25% · 3.875%
HK$282,855
−HK$8,669/mo
Today · 4.125%
HK$291,524
baseline
▲ 0.50% · 4.625%
HK$309,263
+HK$17,739/mo
Deposit HK$25.78M · loan HK$60.15M · min. income ≈ HK$583,048/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$3,652,058 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.