LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,963
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$202,059
−HK$6,193/mo
Today · 4.125%
HK$208,252
baseline
▲ 0.50% · 4.625%
HK$220,924
+HK$12,672/mo
Deposit HK$42.97M · loan HK$42.97M · min. income ≈ HK$416,504/mo (50% DSR)
Upfront cash ≈ HK$46.62M (deposit + AVD stamp duty HK$3,652,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,007
−HK$11,779/mo
▼ 0.25% · 3.875%
HK$223,854
−HK$5,932/mo
Today · 4.125%
HK$229,786
baseline
▲ 0.50% · 4.625%
HK$241,898
+HK$12,112/mo
Deposit HK$42.97M · loan HK$42.97M · min. income ≈ HK$459,572/mo (50% DSR)
Upfront cash ≈ HK$46.62M (deposit + AVD stamp duty HK$3,652,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,156
−HK$14,746/mo
▼ 0.25% · 3.875%
HK$242,471
−HK$7,431/mo
Today · 4.125%
HK$249,902
baseline
▲ 0.50% · 4.625%
HK$265,108
+HK$15,206/mo
Deposit HK$34.38M · loan HK$51.56M · min. income ≈ HK$499,804/mo (50% DSR)
Upfront cash ≈ HK$38.03M (deposit + AVD stamp duty HK$3,652,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,609
−HK$14,134/mo
▼ 0.25% · 3.875%
HK$268,625
−HK$7,118/mo
Today · 4.125%
HK$275,743
baseline
▲ 0.50% · 4.625%
HK$290,277
+HK$14,534/mo
Deposit HK$34.38M · loan HK$51.56M · min. income ≈ HK$551,486/mo (50% DSR)
Upfront cash ≈ HK$38.03M (deposit + AVD stamp duty HK$3,652,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,349
−HK$17,204/mo
▼ 0.25% · 3.875%
HK$282,883
−HK$8,670/mo
Today · 4.125%
HK$291,553
baseline
▲ 0.50% · 4.625%
HK$309,293
+HK$17,740/mo
Deposit HK$25.78M · loan HK$60.16M · min. income ≈ HK$583,106/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$3,652,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,210
−HK$16,490/mo
▼ 0.25% · 3.875%
HK$313,396
−HK$8,304/mo
Today · 4.125%
HK$321,700
baseline
▲ 0.50% · 4.625%
HK$338,657
+HK$16,957/mo
Deposit HK$25.78M · loan HK$60.16M · min. income ≈ HK$643,400/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$3,652,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,734
−HK$22,120/mo
▼ 0.25% · 3.875%
HK$363,706
−HK$11,148/mo
Today · 4.125%
HK$374,854
baseline
▲ 0.50% · 4.625%
HK$397,663
+HK$22,809/mo
Deposit HK$8.59M · loan HK$77.35M · min. income ≈ HK$749,708/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$3,652,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,413
−HK$21,201/mo
▼ 0.25% · 3.875%
HK$402,937
−HK$10,677/mo
Today · 4.125%
HK$413,614
baseline
▲ 0.50% · 4.625%
HK$435,416
+HK$21,802/mo
Deposit HK$8.59M · loan HK$77.35M · min. income ≈ HK$827,228/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$3,652,416 · Scale 2, in force from 26 Feb 2026)