LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,971
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$202,067
−HK$6,193/mo
Today · 4.125%
HK$208,260
baseline
▲ 0.50% · 4.625%
HK$220,932
+HK$12,672/mo
Deposit HK$42.97M · loan HK$42.97M · min. income ≈ HK$416,520/mo (50% DSR)
Upfront cash ≈ HK$46.62M (deposit + AVD stamp duty HK$3,652,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,016
−HK$11,779/mo
▼ 0.25% · 3.875%
HK$223,863
−HK$5,932/mo
Today · 4.125%
HK$229,795
baseline
▲ 0.50% · 4.625%
HK$241,907
+HK$12,112/mo
Deposit HK$42.97M · loan HK$42.97M · min. income ≈ HK$459,590/mo (50% DSR)
Upfront cash ≈ HK$46.62M (deposit + AVD stamp duty HK$3,652,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,165
−HK$14,747/mo
▼ 0.25% · 3.875%
HK$242,480
−HK$7,432/mo
Today · 4.125%
HK$249,912
baseline
▲ 0.50% · 4.625%
HK$265,119
+HK$15,207/mo
Deposit HK$34.38M · loan HK$51.57M · min. income ≈ HK$499,824/mo (50% DSR)
Upfront cash ≈ HK$38.03M (deposit + AVD stamp duty HK$3,652,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,619
−HK$14,135/mo
▼ 0.25% · 3.875%
HK$268,636
−HK$7,118/mo
Today · 4.125%
HK$275,754
baseline
▲ 0.50% · 4.625%
HK$290,289
+HK$14,535/mo
Deposit HK$34.38M · loan HK$51.57M · min. income ≈ HK$551,508/mo (50% DSR)
Upfront cash ≈ HK$38.03M (deposit + AVD stamp duty HK$3,652,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,360
−HK$17,204/mo
▼ 0.25% · 3.875%
HK$282,894
−HK$8,670/mo
Today · 4.125%
HK$291,564
baseline
▲ 0.50% · 4.625%
HK$309,305
+HK$17,741/mo
Deposit HK$25.78M · loan HK$60.16M · min. income ≈ HK$583,128/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$3,652,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,222
−HK$16,491/mo
▼ 0.25% · 3.875%
HK$313,408
−HK$8,305/mo
Today · 4.125%
HK$321,713
baseline
▲ 0.50% · 4.625%
HK$338,670
+HK$16,957/mo
Deposit HK$25.78M · loan HK$60.16M · min. income ≈ HK$643,426/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$3,652,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,748
−HK$22,121/mo
▼ 0.25% · 3.875%
HK$363,721
−HK$11,148/mo
Today · 4.125%
HK$374,869
baseline
▲ 0.50% · 4.625%
HK$397,678
+HK$22,809/mo
Deposit HK$8.59M · loan HK$77.35M · min. income ≈ HK$749,738/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$3,652,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,429
−HK$21,201/mo
▼ 0.25% · 3.875%
HK$402,953
−HK$10,677/mo
Today · 4.125%
HK$413,630
baseline
▲ 0.50% · 4.625%
HK$435,433
+HK$21,803/mo
Deposit HK$8.59M · loan HK$77.35M · min. income ≈ HK$827,260/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$3,652,561 · Scale 2, in force from 26 Feb 2026)