LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,983
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$202,079
−HK$6,193/mo
Today · 4.125%
HK$208,272
baseline
▲ 0.50% · 4.625%
HK$220,945
+HK$12,673/mo
Deposit HK$42.97M · loan HK$42.97M · min. income ≈ HK$416,544/mo (50% DSR)
Upfront cash ≈ HK$46.63M (deposit + AVD stamp duty HK$3,652,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,029
−HK$11,779/mo
▼ 0.25% · 3.875%
HK$223,876
−HK$5,932/mo
Today · 4.125%
HK$229,808
baseline
▲ 0.50% · 4.625%
HK$241,922
+HK$12,114/mo
Deposit HK$42.97M · loan HK$42.97M · min. income ≈ HK$459,616/mo (50% DSR)
Upfront cash ≈ HK$46.63M (deposit + AVD stamp duty HK$3,652,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,179
−HK$14,748/mo
▼ 0.25% · 3.875%
HK$242,495
−HK$7,432/mo
Today · 4.125%
HK$249,927
baseline
▲ 0.50% · 4.625%
HK$265,134
+HK$15,207/mo
Deposit HK$34.38M · loan HK$51.57M · min. income ≈ HK$499,854/mo (50% DSR)
Upfront cash ≈ HK$38.03M (deposit + AVD stamp duty HK$3,652,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,634
−HK$14,136/mo
▼ 0.25% · 3.875%
HK$268,651
−HK$7,119/mo
Today · 4.125%
HK$275,770
baseline
▲ 0.50% · 4.625%
HK$290,306
+HK$14,536/mo
Deposit HK$34.38M · loan HK$51.57M · min. income ≈ HK$551,540/mo (50% DSR)
Upfront cash ≈ HK$38.03M (deposit + AVD stamp duty HK$3,652,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,376
−HK$17,205/mo
▼ 0.25% · 3.875%
HK$282,910
−HK$8,671/mo
Today · 4.125%
HK$291,581
baseline
▲ 0.50% · 4.625%
HK$309,323
+HK$17,742/mo
Deposit HK$25.78M · loan HK$60.16M · min. income ≈ HK$583,162/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$3,652,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,240
−HK$16,491/mo
▼ 0.25% · 3.875%
HK$313,427
−HK$8,304/mo
Today · 4.125%
HK$321,731
baseline
▲ 0.50% · 4.625%
HK$338,690
+HK$16,959/mo
Deposit HK$25.78M · loan HK$60.16M · min. income ≈ HK$643,462/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$3,652,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,769
−HK$22,121/mo
▼ 0.25% · 3.875%
HK$363,742
−HK$11,148/mo
Today · 4.125%
HK$374,890
baseline
▲ 0.50% · 4.625%
HK$397,702
+HK$22,812/mo
Deposit HK$8.59M · loan HK$77.35M · min. income ≈ HK$749,780/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$3,652,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,452
−HK$21,203/mo
▼ 0.25% · 3.875%
HK$402,977
−HK$10,678/mo
Today · 4.125%
HK$413,655
baseline
▲ 0.50% · 4.625%
HK$435,459
+HK$21,804/mo
Deposit HK$8.59M · loan HK$77.35M · min. income ≈ HK$827,310/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$3,652,775 · Scale 2, in force from 26 Feb 2026)