LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,024
−HK$12,293/mo
▼ 0.25% · 3.875%
HK$202,122
−HK$6,195/mo
Today · 4.125%
HK$208,317
baseline
▲ 0.50% · 4.625%
HK$220,992
+HK$12,675/mo
Deposit HK$42.98M · loan HK$42.98M · min. income ≈ HK$416,634/mo (50% DSR)
Upfront cash ≈ HK$46.64M (deposit + AVD stamp duty HK$3,653,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,075
−HK$11,782/mo
▼ 0.25% · 3.875%
HK$223,923
−HK$5,934/mo
Today · 4.125%
HK$229,857
baseline
▲ 0.50% · 4.625%
HK$241,973
+HK$12,116/mo
Deposit HK$42.98M · loan HK$42.98M · min. income ≈ HK$459,714/mo (50% DSR)
Upfront cash ≈ HK$46.64M (deposit + AVD stamp duty HK$3,653,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,229
−HK$14,751/mo
▼ 0.25% · 3.875%
HK$242,546
−HK$7,434/mo
Today · 4.125%
HK$249,980
baseline
▲ 0.50% · 4.625%
HK$265,191
+HK$15,211/mo
Deposit HK$34.39M · loan HK$51.58M · min. income ≈ HK$499,960/mo (50% DSR)
Upfront cash ≈ HK$38.04M (deposit + AVD stamp duty HK$3,653,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,690
−HK$14,138/mo
▼ 0.25% · 3.875%
HK$268,708
−HK$7,120/mo
Today · 4.125%
HK$275,828
baseline
▲ 0.50% · 4.625%
HK$290,367
+HK$14,539/mo
Deposit HK$34.39M · loan HK$51.58M · min. income ≈ HK$551,656/mo (50% DSR)
Upfront cash ≈ HK$38.04M (deposit + AVD stamp duty HK$3,653,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,434
−HK$17,209/mo
▼ 0.25% · 3.875%
HK$282,970
−HK$8,673/mo
Today · 4.125%
HK$291,643
baseline
▲ 0.50% · 4.625%
HK$309,389
+HK$17,746/mo
Deposit HK$25.79M · loan HK$60.18M · min. income ≈ HK$583,286/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$3,653,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,305
−HK$16,494/mo
▼ 0.25% · 3.875%
HK$313,493
−HK$8,306/mo
Today · 4.125%
HK$321,799
baseline
▲ 0.50% · 4.625%
HK$338,762
+HK$16,963/mo
Deposit HK$25.79M · loan HK$60.18M · min. income ≈ HK$643,598/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$3,653,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,843
−HK$22,127/mo
▼ 0.25% · 3.875%
HK$363,819
−HK$11,151/mo
Today · 4.125%
HK$374,970
baseline
▲ 0.50% · 4.625%
HK$397,786
+HK$22,816/mo
Deposit HK$8.60M · loan HK$77.37M · min. income ≈ HK$749,940/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$3,653,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,535
−HK$21,207/mo
▼ 0.25% · 3.875%
HK$403,062
−HK$10,680/mo
Today · 4.125%
HK$413,742
baseline
▲ 0.50% · 4.625%
HK$435,551
+HK$21,809/mo
Deposit HK$8.60M · loan HK$77.37M · min. income ≈ HK$827,484/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$3,653,547 · Scale 2, in force from 26 Feb 2026)