LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,107
−HK$12,298/mo
▼ 0.25% · 3.875%
HK$202,207
−HK$6,198/mo
Today · 4.125%
HK$208,405
baseline
▲ 0.50% · 4.625%
HK$221,085
+HK$12,680/mo
Deposit HK$43.00M · loan HK$43.00M · min. income ≈ HK$416,810/mo (50% DSR)
Upfront cash ≈ HK$46.66M (deposit + AVD stamp duty HK$3,655,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,167
−HK$11,787/mo
▼ 0.25% · 3.875%
HK$224,018
−HK$5,936/mo
Today · 4.125%
HK$229,954
baseline
▲ 0.50% · 4.625%
HK$242,075
+HK$12,121/mo
Deposit HK$43.00M · loan HK$43.00M · min. income ≈ HK$459,908/mo (50% DSR)
Upfront cash ≈ HK$46.66M (deposit + AVD stamp duty HK$3,655,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,328
−HK$14,757/mo
▼ 0.25% · 3.875%
HK$242,648
−HK$7,437/mo
Today · 4.125%
HK$250,085
baseline
▲ 0.50% · 4.625%
HK$265,303
+HK$15,218/mo
Deposit HK$34.40M · loan HK$51.60M · min. income ≈ HK$500,170/mo (50% DSR)
Upfront cash ≈ HK$38.06M (deposit + AVD stamp duty HK$3,655,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,800
−HK$14,145/mo
▼ 0.25% · 3.875%
HK$268,822
−HK$7,123/mo
Today · 4.125%
HK$275,945
baseline
▲ 0.50% · 4.625%
HK$290,490
+HK$14,545/mo
Deposit HK$34.40M · loan HK$51.60M · min. income ≈ HK$551,890/mo (50% DSR)
Upfront cash ≈ HK$38.06M (deposit + AVD stamp duty HK$3,655,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,550
−HK$17,216/mo
▼ 0.25% · 3.875%
HK$283,090
−HK$8,676/mo
Today · 4.125%
HK$291,766
baseline
▲ 0.50% · 4.625%
HK$309,520
+HK$17,754/mo
Deposit HK$25.80M · loan HK$60.20M · min. income ≈ HK$583,532/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$3,655,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,434
−HK$16,501/mo
▼ 0.25% · 3.875%
HK$313,625
−HK$8,310/mo
Today · 4.125%
HK$321,935
baseline
▲ 0.50% · 4.625%
HK$338,905
+HK$16,970/mo
Deposit HK$25.80M · loan HK$60.20M · min. income ≈ HK$643,870/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$3,655,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,992
−HK$22,136/mo
▼ 0.25% · 3.875%
HK$363,973
−HK$11,155/mo
Today · 4.125%
HK$375,128
baseline
▲ 0.50% · 4.625%
HK$397,954
+HK$22,826/mo
Deposit HK$8.60M · loan HK$77.40M · min. income ≈ HK$750,256/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$3,655,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,701
−HK$21,216/mo
▼ 0.25% · 3.875%
HK$403,233
−HK$10,684/mo
Today · 4.125%
HK$413,917
baseline
▲ 0.50% · 4.625%
HK$435,735
+HK$21,818/mo
Deposit HK$8.60M · loan HK$77.40M · min. income ≈ HK$827,834/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$3,655,091 · Scale 2, in force from 26 Feb 2026)