LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,256
−HK$12,307/mo
▼ 0.25% · 3.875%
HK$202,360
−HK$6,203/mo
Today · 4.125%
HK$208,563
baseline
▲ 0.50% · 4.625%
HK$221,253
+HK$12,690/mo
Deposit HK$43.03M · loan HK$43.03M · min. income ≈ HK$417,126/mo (50% DSR)
Upfront cash ≈ HK$46.69M (deposit + AVD stamp duty HK$3,657,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,333
−HK$11,795/mo
▼ 0.25% · 3.875%
HK$224,188
−HK$5,940/mo
Today · 4.125%
HK$230,128
baseline
▲ 0.50% · 4.625%
HK$242,259
+HK$12,131/mo
Deposit HK$43.03M · loan HK$43.03M · min. income ≈ HK$460,256/mo (50% DSR)
Upfront cash ≈ HK$46.69M (deposit + AVD stamp duty HK$3,657,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,507
−HK$14,768/mo
▼ 0.25% · 3.875%
HK$242,832
−HK$7,443/mo
Today · 4.125%
HK$250,275
baseline
▲ 0.50% · 4.625%
HK$265,504
+HK$15,229/mo
Deposit HK$34.43M · loan HK$51.64M · min. income ≈ HK$500,550/mo (50% DSR)
Upfront cash ≈ HK$38.08M (deposit + AVD stamp duty HK$3,657,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,999
−HK$14,155/mo
▼ 0.25% · 3.875%
HK$269,026
−HK$7,128/mo
Today · 4.125%
HK$276,154
baseline
▲ 0.50% · 4.625%
HK$290,710
+HK$14,556/mo
Deposit HK$34.43M · loan HK$51.64M · min. income ≈ HK$552,308/mo (50% DSR)
Upfront cash ≈ HK$38.08M (deposit + AVD stamp duty HK$3,657,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,758
−HK$17,230/mo
▼ 0.25% · 3.875%
HK$283,305
−HK$8,683/mo
Today · 4.125%
HK$291,988
baseline
▲ 0.50% · 4.625%
HK$309,755
+HK$17,767/mo
Deposit HK$25.82M · loan HK$60.25M · min. income ≈ HK$583,976/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$3,657,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,666
−HK$16,514/mo
▼ 0.25% · 3.875%
HK$313,863
−HK$8,317/mo
Today · 4.125%
HK$322,180
baseline
▲ 0.50% · 4.625%
HK$339,162
+HK$16,982/mo
Deposit HK$25.82M · loan HK$60.25M · min. income ≈ HK$644,360/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$3,657,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,260
−HK$22,153/mo
▼ 0.25% · 3.875%
HK$364,249
−HK$11,164/mo
Today · 4.125%
HK$375,413
baseline
▲ 0.50% · 4.625%
HK$398,256
+HK$22,843/mo
Deposit HK$8.61M · loan HK$77.46M · min. income ≈ HK$750,826/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$3,657,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,999
−HK$21,232/mo
▼ 0.25% · 3.875%
HK$403,539
−HK$10,692/mo
Today · 4.125%
HK$414,231
baseline
▲ 0.50% · 4.625%
HK$436,066
+HK$21,835/mo
Deposit HK$8.61M · loan HK$77.46M · min. income ≈ HK$828,462/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$3,657,865 · Scale 2, in force from 26 Feb 2026)