LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,626
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,236
−HK$621/mo
Today · 4.125%
HK$20,857
baseline
▲ 0.50% · 4.625%
HK$22,126
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,714/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,834
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,419
−HK$594/mo
Today · 4.125%
HK$23,013
baseline
▲ 0.50% · 4.625%
HK$24,226
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,026/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,551
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,284
−HK$744/mo
Today · 4.125%
HK$25,028
baseline
▲ 0.50% · 4.625%
HK$26,551
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,056/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,200
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,903
−HK$713/mo
Today · 4.125%
HK$27,616
baseline
▲ 0.50% · 4.625%
HK$29,072
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,232/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$868/mo
Today · 4.125%
HK$29,199
baseline
▲ 0.50% · 4.625%
HK$30,976
+HK$1,777/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,398/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,567
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,387
−HK$831/mo
Today · 4.125%
HK$32,218
baseline
▲ 0.50% · 4.625%
HK$33,917
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,436/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,327
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,425
−HK$1,117/mo
Today · 4.125%
HK$37,542
baseline
▲ 0.50% · 4.625%
HK$39,826
+HK$2,284/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,084/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,300
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,355
−HK$1,069/mo
Today · 4.125%
HK$41,424
baseline
▲ 0.50% · 4.625%
HK$43,607
+HK$2,183/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,848/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,207 · Scale 2, in force from 26 Feb 2026)