LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,272
−HK$12,308/mo
▼ 0.25% · 3.875%
HK$202,377
−HK$6,203/mo
Today · 4.125%
HK$208,580
baseline
▲ 0.50% · 4.625%
HK$221,271
+HK$12,691/mo
Deposit HK$43.04M · loan HK$43.04M · min. income ≈ HK$417,160/mo (50% DSR)
Upfront cash ≈ HK$46.70M (deposit + AVD stamp duty HK$3,658,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,350
−HK$11,797/mo
▼ 0.25% · 3.875%
HK$224,207
−HK$5,940/mo
Today · 4.125%
HK$230,147
baseline
▲ 0.50% · 4.625%
HK$242,279
+HK$12,132/mo
Deposit HK$43.04M · loan HK$43.04M · min. income ≈ HK$460,294/mo (50% DSR)
Upfront cash ≈ HK$46.70M (deposit + AVD stamp duty HK$3,658,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,526
−HK$14,770/mo
▼ 0.25% · 3.875%
HK$242,852
−HK$7,444/mo
Today · 4.125%
HK$250,296
baseline
▲ 0.50% · 4.625%
HK$265,526
+HK$15,230/mo
Deposit HK$34.43M · loan HK$51.64M · min. income ≈ HK$500,592/mo (50% DSR)
Upfront cash ≈ HK$38.09M (deposit + AVD stamp duty HK$3,658,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,021
−HK$14,156/mo
▼ 0.25% · 3.875%
HK$269,048
−HK$7,129/mo
Today · 4.125%
HK$276,177
baseline
▲ 0.50% · 4.625%
HK$290,734
+HK$14,557/mo
Deposit HK$34.43M · loan HK$51.64M · min. income ≈ HK$552,354/mo (50% DSR)
Upfront cash ≈ HK$38.09M (deposit + AVD stamp duty HK$3,658,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,781
−HK$17,231/mo
▼ 0.25% · 3.875%
HK$283,328
−HK$8,684/mo
Today · 4.125%
HK$292,012
baseline
▲ 0.50% · 4.625%
HK$309,780
+HK$17,768/mo
Deposit HK$25.82M · loan HK$60.25M · min. income ≈ HK$584,024/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$3,658,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,691
−HK$16,515/mo
▼ 0.25% · 3.875%
HK$313,889
−HK$8,317/mo
Today · 4.125%
HK$322,206
baseline
▲ 0.50% · 4.625%
HK$339,190
+HK$16,984/mo
Deposit HK$25.82M · loan HK$60.25M · min. income ≈ HK$644,412/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$3,658,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,289
−HK$22,155/mo
▼ 0.25% · 3.875%
HK$364,279
−HK$11,165/mo
Today · 4.125%
HK$375,444
baseline
▲ 0.50% · 4.625%
HK$398,289
+HK$22,845/mo
Deposit HK$8.61M · loan HK$77.47M · min. income ≈ HK$750,888/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$3,658,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,031
−HK$21,234/mo
▼ 0.25% · 3.875%
HK$403,572
−HK$10,693/mo
Today · 4.125%
HK$414,265
baseline
▲ 0.50% · 4.625%
HK$436,102
+HK$21,837/mo
Deposit HK$8.61M · loan HK$77.47M · min. income ≈ HK$828,530/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$3,658,165 · Scale 2, in force from 26 Feb 2026)