LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,354
−HK$12,314/mo
▼ 0.25% · 3.875%
HK$202,462
−HK$6,206/mo
Today · 4.125%
HK$208,668
baseline
▲ 0.50% · 4.625%
HK$221,364
+HK$12,696/mo
Deposit HK$43.06M · loan HK$43.06M · min. income ≈ HK$417,336/mo (50% DSR)
Upfront cash ≈ HK$46.72M (deposit + AVD stamp duty HK$3,659,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,442
−HK$11,802/mo
▼ 0.25% · 3.875%
HK$224,301
−HK$5,943/mo
Today · 4.125%
HK$230,244
baseline
▲ 0.50% · 4.625%
HK$242,381
+HK$12,137/mo
Deposit HK$43.06M · loan HK$43.06M · min. income ≈ HK$460,488/mo (50% DSR)
Upfront cash ≈ HK$46.72M (deposit + AVD stamp duty HK$3,659,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,625
−HK$14,776/mo
▼ 0.25% · 3.875%
HK$242,955
−HK$7,446/mo
Today · 4.125%
HK$250,401
baseline
▲ 0.50% · 4.625%
HK$265,637
+HK$15,236/mo
Deposit HK$34.44M · loan HK$51.67M · min. income ≈ HK$500,802/mo (50% DSR)
Upfront cash ≈ HK$38.10M (deposit + AVD stamp duty HK$3,659,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,131
−HK$14,162/mo
▼ 0.25% · 3.875%
HK$269,161
−HK$7,132/mo
Today · 4.125%
HK$276,293
baseline
▲ 0.50% · 4.625%
HK$290,857
+HK$14,564/mo
Deposit HK$34.44M · loan HK$51.67M · min. income ≈ HK$552,586/mo (50% DSR)
Upfront cash ≈ HK$38.10M (deposit + AVD stamp duty HK$3,659,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,896
−HK$17,239/mo
▼ 0.25% · 3.875%
HK$283,447
−HK$8,688/mo
Today · 4.125%
HK$292,135
baseline
▲ 0.50% · 4.625%
HK$309,910
+HK$17,775/mo
Deposit HK$25.83M · loan HK$60.28M · min. income ≈ HK$584,270/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$3,659,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,819
−HK$16,523/mo
▼ 0.25% · 3.875%
HK$314,021
−HK$8,321/mo
Today · 4.125%
HK$322,342
baseline
▲ 0.50% · 4.625%
HK$339,333
+HK$16,991/mo
Deposit HK$25.83M · loan HK$60.28M · min. income ≈ HK$644,684/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$3,659,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,438
−HK$22,164/mo
▼ 0.25% · 3.875%
HK$364,432
−HK$11,170/mo
Today · 4.125%
HK$375,602
baseline
▲ 0.50% · 4.625%
HK$398,456
+HK$22,854/mo
Deposit HK$8.61M · loan HK$77.50M · min. income ≈ HK$751,204/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$3,659,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,196
−HK$21,243/mo
▼ 0.25% · 3.875%
HK$403,741
−HK$10,698/mo
Today · 4.125%
HK$414,439
baseline
▲ 0.50% · 4.625%
HK$436,285
+HK$21,846/mo
Deposit HK$8.61M · loan HK$77.50M · min. income ≈ HK$828,878/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$3,659,704 · Scale 2, in force from 26 Feb 2026)