LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,360
−HK$12,313/mo
▼ 0.25% · 3.875%
HK$202,468
−HK$6,205/mo
Today · 4.125%
HK$208,673
baseline
▲ 0.50% · 4.625%
HK$221,370
+HK$12,697/mo
Deposit HK$43.06M · loan HK$43.06M · min. income ≈ HK$417,346/mo (50% DSR)
Upfront cash ≈ HK$46.72M (deposit + AVD stamp duty HK$3,659,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,448
−HK$11,802/mo
▼ 0.25% · 3.875%
HK$224,307
−HK$5,943/mo
Today · 4.125%
HK$230,250
baseline
▲ 0.50% · 4.625%
HK$242,387
+HK$12,137/mo
Deposit HK$43.06M · loan HK$43.06M · min. income ≈ HK$460,500/mo (50% DSR)
Upfront cash ≈ HK$46.72M (deposit + AVD stamp duty HK$3,659,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,632
−HK$14,776/mo
▼ 0.25% · 3.875%
HK$242,961
−HK$7,447/mo
Today · 4.125%
HK$250,408
baseline
▲ 0.50% · 4.625%
HK$265,644
+HK$15,236/mo
Deposit HK$34.45M · loan HK$51.67M · min. income ≈ HK$500,816/mo (50% DSR)
Upfront cash ≈ HK$38.10M (deposit + AVD stamp duty HK$3,659,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,138
−HK$14,162/mo
▼ 0.25% · 3.875%
HK$269,168
−HK$7,132/mo
Today · 4.125%
HK$276,300
baseline
▲ 0.50% · 4.625%
HK$290,864
+HK$14,564/mo
Deposit HK$34.45M · loan HK$51.67M · min. income ≈ HK$552,600/mo (50% DSR)
Upfront cash ≈ HK$38.10M (deposit + AVD stamp duty HK$3,659,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,904
−HK$17,238/mo
▼ 0.25% · 3.875%
HK$283,455
−HK$8,687/mo
Today · 4.125%
HK$292,142
baseline
▲ 0.50% · 4.625%
HK$309,919
+HK$17,777/mo
Deposit HK$25.83M · loan HK$60.28M · min. income ≈ HK$584,284/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$3,659,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,827
−HK$16,523/mo
▼ 0.25% · 3.875%
HK$314,030
−HK$8,320/mo
Today · 4.125%
HK$322,350
baseline
▲ 0.50% · 4.625%
HK$339,342
+HK$16,992/mo
Deposit HK$25.83M · loan HK$60.28M · min. income ≈ HK$644,700/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$3,659,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,447
−HK$22,165/mo
▼ 0.25% · 3.875%
HK$364,442
−HK$11,170/mo
Today · 4.125%
HK$375,612
baseline
▲ 0.50% · 4.625%
HK$398,467
+HK$22,855/mo
Deposit HK$8.61M · loan HK$77.50M · min. income ≈ HK$751,224/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$3,659,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,207
−HK$21,243/mo
▼ 0.25% · 3.875%
HK$403,752
−HK$10,698/mo
Today · 4.125%
HK$414,450
baseline
▲ 0.50% · 4.625%
HK$436,297
+HK$21,847/mo
Deposit HK$8.61M · loan HK$77.50M · min. income ≈ HK$828,900/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$3,659,802 · Scale 2, in force from 26 Feb 2026)