LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,644
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,255
−HK$621/mo
Today · 4.125%
HK$20,876
baseline
▲ 0.50% · 4.625%
HK$22,147
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,752/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,854
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,440
−HK$595/mo
Today · 4.125%
HK$23,035
baseline
▲ 0.50% · 4.625%
HK$24,249
+HK$1,214/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,070/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,573
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,306
−HK$745/mo
Today · 4.125%
HK$25,051
baseline
▲ 0.50% · 4.625%
HK$26,576
+HK$1,525/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,102/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,225
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,928
−HK$714/mo
Today · 4.125%
HK$27,642
baseline
▲ 0.50% · 4.625%
HK$29,099
+HK$1,457/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,284/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,502
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,358
−HK$869/mo
Today · 4.125%
HK$29,227
baseline
▲ 0.50% · 4.625%
HK$31,005
+HK$1,778/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,454/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,596
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,416
−HK$833/mo
Today · 4.125%
HK$32,249
baseline
▲ 0.50% · 4.625%
HK$33,949
+HK$1,700/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,498/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,360
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,460
−HK$1,117/mo
Today · 4.125%
HK$37,577
baseline
▲ 0.50% · 4.625%
HK$39,864
+HK$2,287/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,154/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,337
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,392
−HK$1,071/mo
Today · 4.125%
HK$41,463
baseline
▲ 0.50% · 4.625%
HK$43,648
+HK$2,185/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,926/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,450 · Scale 2, in force from 26 Feb 2026)