LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,649
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,260
−HK$621/mo
Today · 4.125%
HK$20,881
baseline
▲ 0.50% · 4.625%
HK$22,152
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,762/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,859
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,446
−HK$594/mo
Today · 4.125%
HK$23,040
baseline
▲ 0.50% · 4.625%
HK$24,255
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,080/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,579
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,312
−HK$745/mo
Today · 4.125%
HK$25,057
baseline
▲ 0.50% · 4.625%
HK$26,582
+HK$1,525/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,114/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,231
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,935
−HK$713/mo
Today · 4.125%
HK$27,648
baseline
▲ 0.50% · 4.625%
HK$29,106
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,296/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,509
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,364
−HK$870/mo
Today · 4.125%
HK$29,234
baseline
▲ 0.50% · 4.625%
HK$31,012
+HK$1,778/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$58,468/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,603
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,424
−HK$832/mo
Today · 4.125%
HK$32,256
baseline
▲ 0.50% · 4.625%
HK$33,957
+HK$1,701/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$64,512/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,368
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,468
−HK$1,118/mo
Today · 4.125%
HK$37,586
baseline
▲ 0.50% · 4.625%
HK$39,873
+HK$2,287/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,172/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,347
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,402
−HK$1,071/mo
Today · 4.125%
HK$41,473
baseline
▲ 0.50% · 4.625%
HK$43,659
+HK$2,186/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$82,946/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,511 · Scale 2, in force from 26 Feb 2026)