LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,493
−HK$12,321/mo
▼ 0.25% · 3.875%
HK$202,605
−HK$6,209/mo
Today · 4.125%
HK$208,814
baseline
▲ 0.50% · 4.625%
HK$221,520
+HK$12,706/mo
Deposit HK$43.09M · loan HK$43.09M · min. income ≈ HK$417,628/mo (50% DSR)
Upfront cash ≈ HK$46.75M (deposit + AVD stamp duty HK$3,662,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,596
−HK$11,810/mo
▼ 0.25% · 3.875%
HK$224,459
−HK$5,947/mo
Today · 4.125%
HK$230,406
baseline
▲ 0.50% · 4.625%
HK$242,551
+HK$12,145/mo
Deposit HK$43.09M · loan HK$43.09M · min. income ≈ HK$460,812/mo (50% DSR)
Upfront cash ≈ HK$46.75M (deposit + AVD stamp duty HK$3,662,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,791
−HK$14,786/mo
▼ 0.25% · 3.875%
HK$243,125
−HK$7,452/mo
Today · 4.125%
HK$250,577
baseline
▲ 0.50% · 4.625%
HK$265,824
+HK$15,247/mo
Deposit HK$34.47M · loan HK$51.70M · min. income ≈ HK$501,154/mo (50% DSR)
Upfront cash ≈ HK$38.13M (deposit + AVD stamp duty HK$3,662,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,315
−HK$14,172/mo
▼ 0.25% · 3.875%
HK$269,350
−HK$7,137/mo
Today · 4.125%
HK$276,487
baseline
▲ 0.50% · 4.625%
HK$291,061
+HK$14,574/mo
Deposit HK$34.47M · loan HK$51.70M · min. income ≈ HK$552,974/mo (50% DSR)
Upfront cash ≈ HK$38.13M (deposit + AVD stamp duty HK$3,662,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,090
−HK$17,250/mo
▼ 0.25% · 3.875%
HK$283,646
−HK$8,694/mo
Today · 4.125%
HK$292,340
baseline
▲ 0.50% · 4.625%
HK$310,128
+HK$17,788/mo
Deposit HK$25.85M · loan HK$60.32M · min. income ≈ HK$584,680/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$3,662,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,034
−HK$16,534/mo
▼ 0.25% · 3.875%
HK$314,242
−HK$8,326/mo
Today · 4.125%
HK$322,568
baseline
▲ 0.50% · 4.625%
HK$339,571
+HK$17,003/mo
Deposit HK$25.85M · loan HK$60.32M · min. income ≈ HK$645,136/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$3,662,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,687
−HK$22,179/mo
▼ 0.25% · 3.875%
HK$364,688
−HK$11,178/mo
Today · 4.125%
HK$375,866
baseline
▲ 0.50% · 4.625%
HK$398,736
+HK$22,870/mo
Deposit HK$8.62M · loan HK$77.55M · min. income ≈ HK$751,732/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$3,662,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,473
−HK$21,258/mo
▼ 0.25% · 3.875%
HK$404,025
−HK$10,706/mo
Today · 4.125%
HK$414,731
baseline
▲ 0.50% · 4.625%
HK$436,592
+HK$21,861/mo
Deposit HK$8.62M · loan HK$77.55M · min. income ≈ HK$829,462/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$3,662,278 · Scale 2, in force from 26 Feb 2026)