LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,575
−HK$12,327/mo
▼ 0.25% · 3.875%
HK$202,690
−HK$6,212/mo
Today · 4.125%
HK$208,902
baseline
▲ 0.50% · 4.625%
HK$221,614
+HK$12,712/mo
Deposit HK$43.10M · loan HK$43.10M · min. income ≈ HK$417,804/mo (50% DSR)
Upfront cash ≈ HK$46.77M (deposit + AVD stamp duty HK$3,663,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,688
−HK$11,815/mo
▼ 0.25% · 3.875%
HK$224,553
−HK$5,950/mo
Today · 4.125%
HK$230,503
baseline
▲ 0.50% · 4.625%
HK$242,653
+HK$12,150/mo
Deposit HK$43.10M · loan HK$43.10M · min. income ≈ HK$461,006/mo (50% DSR)
Upfront cash ≈ HK$46.77M (deposit + AVD stamp duty HK$3,663,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,891
−HK$14,792/mo
▼ 0.25% · 3.875%
HK$243,228
−HK$7,455/mo
Today · 4.125%
HK$250,683
baseline
▲ 0.50% · 4.625%
HK$265,936
+HK$15,253/mo
Deposit HK$34.48M · loan HK$51.72M · min. income ≈ HK$501,366/mo (50% DSR)
Upfront cash ≈ HK$38.15M (deposit + AVD stamp duty HK$3,663,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,426
−HK$14,178/mo
▼ 0.25% · 3.875%
HK$269,464
−HK$7,140/mo
Today · 4.125%
HK$276,604
baseline
▲ 0.50% · 4.625%
HK$291,184
+HK$14,580/mo
Deposit HK$34.48M · loan HK$51.72M · min. income ≈ HK$553,208/mo (50% DSR)
Upfront cash ≈ HK$38.15M (deposit + AVD stamp duty HK$3,663,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,206
−HK$17,257/mo
▼ 0.25% · 3.875%
HK$283,766
−HK$8,697/mo
Today · 4.125%
HK$292,463
baseline
▲ 0.50% · 4.625%
HK$310,259
+HK$17,796/mo
Deposit HK$25.86M · loan HK$60.35M · min. income ≈ HK$584,926/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$3,663,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,163
−HK$16,542/mo
▼ 0.25% · 3.875%
HK$314,375
−HK$8,330/mo
Today · 4.125%
HK$322,705
baseline
▲ 0.50% · 4.625%
HK$339,715
+HK$17,010/mo
Deposit HK$25.86M · loan HK$60.35M · min. income ≈ HK$645,410/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$3,663,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,836
−HK$22,188/mo
▼ 0.25% · 3.875%
HK$364,842
−HK$11,182/mo
Today · 4.125%
HK$376,024
baseline
▲ 0.50% · 4.625%
HK$398,905
+HK$22,881/mo
Deposit HK$8.62M · loan HK$77.59M · min. income ≈ HK$752,048/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$3,663,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,639
−HK$21,267/mo
▼ 0.25% · 3.875%
HK$404,196
−HK$10,710/mo
Today · 4.125%
HK$414,906
baseline
▲ 0.50% · 4.625%
HK$436,776
+HK$21,870/mo
Deposit HK$8.62M · loan HK$77.59M · min. income ≈ HK$829,812/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$3,663,823 · Scale 2, in force from 26 Feb 2026)