LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,665
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,276
−HK$622/mo
Today · 4.125%
HK$20,898
baseline
▲ 0.50% · 4.625%
HK$22,170
+HK$1,272/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,796/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,877
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,464
−HK$595/mo
Today · 4.125%
HK$23,059
baseline
▲ 0.50% · 4.625%
HK$24,274
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,118/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,598
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,332
−HK$746/mo
Today · 4.125%
HK$25,078
baseline
▲ 0.50% · 4.625%
HK$26,603
+HK$1,525/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,156/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,252
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$715/mo
Today · 4.125%
HK$27,671
baseline
▲ 0.50% · 4.625%
HK$29,129
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,342/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,531
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,387
−HK$870/mo
Today · 4.125%
HK$29,257
baseline
▲ 0.50% · 4.625%
HK$31,037
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,514/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,628
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,449
−HK$833/mo
Today · 4.125%
HK$32,282
baseline
▲ 0.50% · 4.625%
HK$33,984
+HK$1,702/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,564/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,397
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$1,118/mo
Today · 4.125%
HK$37,616
baseline
▲ 0.50% · 4.625%
HK$39,905
+HK$2,289/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,232/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,378
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,434
−HK$1,072/mo
Today · 4.125%
HK$41,506
baseline
▲ 0.50% · 4.625%
HK$43,694
+HK$2,188/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$83,012/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,718 · Scale 2, in force from 26 Feb 2026)