LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,767
−HK$12,339/mo
▼ 0.25% · 3.875%
HK$202,888
−HK$6,218/mo
Today · 4.125%
HK$209,106
baseline
▲ 0.50% · 4.625%
HK$221,830
+HK$12,724/mo
Deposit HK$43.15M · loan HK$43.15M · min. income ≈ HK$418,212/mo (50% DSR)
Upfront cash ≈ HK$46.81M (deposit + AVD stamp duty HK$3,667,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,902
−HK$11,826/mo
▼ 0.25% · 3.875%
HK$224,772
−HK$5,956/mo
Today · 4.125%
HK$230,728
baseline
▲ 0.50% · 4.625%
HK$242,890
+HK$12,162/mo
Deposit HK$43.15M · loan HK$43.15M · min. income ≈ HK$461,456/mo (50% DSR)
Upfront cash ≈ HK$46.81M (deposit + AVD stamp duty HK$3,667,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,121
−HK$14,807/mo
▼ 0.25% · 3.875%
HK$243,465
−HK$7,463/mo
Today · 4.125%
HK$250,928
baseline
▲ 0.50% · 4.625%
HK$266,196
+HK$15,268/mo
Deposit HK$34.52M · loan HK$51.78M · min. income ≈ HK$501,856/mo (50% DSR)
Upfront cash ≈ HK$38.18M (deposit + AVD stamp duty HK$3,667,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,682
−HK$14,192/mo
▼ 0.25% · 3.875%
HK$269,727
−HK$7,147/mo
Today · 4.125%
HK$276,874
baseline
▲ 0.50% · 4.625%
HK$291,468
+HK$14,594/mo
Deposit HK$34.52M · loan HK$51.78M · min. income ≈ HK$553,748/mo (50% DSR)
Upfront cash ≈ HK$38.18M (deposit + AVD stamp duty HK$3,667,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,474
−HK$17,275/mo
▼ 0.25% · 3.875%
HK$284,043
−HK$8,706/mo
Today · 4.125%
HK$292,749
baseline
▲ 0.50% · 4.625%
HK$310,562
+HK$17,813/mo
Deposit HK$25.89M · loan HK$60.40M · min. income ≈ HK$585,498/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$3,667,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,462
−HK$16,558/mo
▼ 0.25% · 3.875%
HK$314,681
−HK$8,339/mo
Today · 4.125%
HK$323,020
baseline
▲ 0.50% · 4.625%
HK$340,046
+HK$17,026/mo
Deposit HK$25.89M · loan HK$60.40M · min. income ≈ HK$646,040/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$3,667,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,181
−HK$22,210/mo
▼ 0.25% · 3.875%
HK$365,198
−HK$11,193/mo
Today · 4.125%
HK$376,391
baseline
▲ 0.50% · 4.625%
HK$399,294
+HK$22,903/mo
Deposit HK$8.63M · loan HK$77.66M · min. income ≈ HK$752,782/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,667,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,023
−HK$21,288/mo
▼ 0.25% · 3.875%
HK$404,590
−HK$10,721/mo
Today · 4.125%
HK$415,311
baseline
▲ 0.50% · 4.625%
HK$437,202
+HK$21,891/mo
Deposit HK$8.63M · loan HK$77.66M · min. income ≈ HK$830,622/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,667,400 · Scale 2, in force from 26 Feb 2026)