LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,768
−HK$12,339/mo
▼ 0.25% · 3.875%
HK$202,888
−HK$6,219/mo
Today · 4.125%
HK$209,107
baseline
▲ 0.50% · 4.625%
HK$221,830
+HK$12,723/mo
Deposit HK$43.15M · loan HK$43.15M · min. income ≈ HK$418,214/mo (50% DSR)
Upfront cash ≈ HK$46.81M (deposit + AVD stamp duty HK$3,667,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,902
−HK$11,827/mo
▼ 0.25% · 3.875%
HK$224,773
−HK$5,956/mo
Today · 4.125%
HK$230,729
baseline
▲ 0.50% · 4.625%
HK$242,891
+HK$12,162/mo
Deposit HK$43.15M · loan HK$43.15M · min. income ≈ HK$461,458/mo (50% DSR)
Upfront cash ≈ HK$46.81M (deposit + AVD stamp duty HK$3,667,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,121
−HK$14,807/mo
▼ 0.25% · 3.875%
HK$243,466
−HK$7,462/mo
Today · 4.125%
HK$250,928
baseline
▲ 0.50% · 4.625%
HK$266,197
+HK$15,269/mo
Deposit HK$34.52M · loan HK$51.78M · min. income ≈ HK$501,856/mo (50% DSR)
Upfront cash ≈ HK$38.18M (deposit + AVD stamp duty HK$3,667,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,683
−HK$14,191/mo
▼ 0.25% · 3.875%
HK$269,728
−HK$7,146/mo
Today · 4.125%
HK$276,874
baseline
▲ 0.50% · 4.625%
HK$291,469
+HK$14,595/mo
Deposit HK$34.52M · loan HK$51.78M · min. income ≈ HK$553,748/mo (50% DSR)
Upfront cash ≈ HK$38.18M (deposit + AVD stamp duty HK$3,667,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,475
−HK$17,275/mo
▼ 0.25% · 3.875%
HK$284,044
−HK$8,706/mo
Today · 4.125%
HK$292,750
baseline
▲ 0.50% · 4.625%
HK$310,563
+HK$17,813/mo
Deposit HK$25.89M · loan HK$60.40M · min. income ≈ HK$585,500/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$3,667,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,463
−HK$16,557/mo
▼ 0.25% · 3.875%
HK$314,682
−HK$8,338/mo
Today · 4.125%
HK$323,020
baseline
▲ 0.50% · 4.625%
HK$340,047
+HK$17,027/mo
Deposit HK$25.89M · loan HK$60.40M · min. income ≈ HK$646,040/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$3,667,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,182
−HK$22,210/mo
▼ 0.25% · 3.875%
HK$365,199
−HK$11,193/mo
Today · 4.125%
HK$376,392
baseline
▲ 0.50% · 4.625%
HK$399,295
+HK$22,903/mo
Deposit HK$8.63M · loan HK$77.66M · min. income ≈ HK$752,784/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,667,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,024
−HK$21,288/mo
▼ 0.25% · 3.875%
HK$404,591
−HK$10,721/mo
Today · 4.125%
HK$415,312
baseline
▲ 0.50% · 4.625%
HK$437,203
+HK$21,891/mo
Deposit HK$8.63M · loan HK$77.66M · min. income ≈ HK$830,624/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,667,408 · Scale 2, in force from 26 Feb 2026)