LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,801
−HK$12,341/mo
▼ 0.25% · 3.875%
HK$202,923
−HK$6,219/mo
Today · 4.125%
HK$209,142
baseline
▲ 0.50% · 4.625%
HK$221,868
+HK$12,726/mo
Deposit HK$43.15M · loan HK$43.15M · min. income ≈ HK$418,284/mo (50% DSR)
Upfront cash ≈ HK$46.82M (deposit + AVD stamp duty HK$3,668,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,939
−HK$11,829/mo
▼ 0.25% · 3.875%
HK$224,811
−HK$5,957/mo
Today · 4.125%
HK$230,768
baseline
▲ 0.50% · 4.625%
HK$242,932
+HK$12,164/mo
Deposit HK$43.15M · loan HK$43.15M · min. income ≈ HK$461,536/mo (50% DSR)
Upfront cash ≈ HK$46.82M (deposit + AVD stamp duty HK$3,668,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,161
−HK$14,810/mo
▼ 0.25% · 3.875%
HK$243,507
−HK$7,464/mo
Today · 4.125%
HK$250,971
baseline
▲ 0.50% · 4.625%
HK$266,242
+HK$15,271/mo
Deposit HK$34.52M · loan HK$51.78M · min. income ≈ HK$501,942/mo (50% DSR)
Upfront cash ≈ HK$38.19M (deposit + AVD stamp duty HK$3,668,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,727
−HK$14,195/mo
▼ 0.25% · 3.875%
HK$269,773
−HK$7,149/mo
Today · 4.125%
HK$276,922
baseline
▲ 0.50% · 4.625%
HK$291,519
+HK$14,597/mo
Deposit HK$34.52M · loan HK$51.78M · min. income ≈ HK$553,844/mo (50% DSR)
Upfront cash ≈ HK$38.19M (deposit + AVD stamp duty HK$3,668,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,522
−HK$17,277/mo
▼ 0.25% · 3.875%
HK$284,092
−HK$8,707/mo
Today · 4.125%
HK$292,799
baseline
▲ 0.50% · 4.625%
HK$310,616
+HK$17,817/mo
Deposit HK$25.89M · loan HK$60.41M · min. income ≈ HK$585,598/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$3,668,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,515
−HK$16,560/mo
▼ 0.25% · 3.875%
HK$314,736
−HK$8,339/mo
Today · 4.125%
HK$323,075
baseline
▲ 0.50% · 4.625%
HK$340,105
+HK$17,030/mo
Deposit HK$25.89M · loan HK$60.41M · min. income ≈ HK$646,150/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$3,668,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,242
−HK$22,214/mo
▼ 0.25% · 3.875%
HK$365,261
−HK$11,195/mo
Today · 4.125%
HK$376,456
baseline
▲ 0.50% · 4.625%
HK$399,363
+HK$22,907/mo
Deposit HK$8.63M · loan HK$77.68M · min. income ≈ HK$752,912/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,668,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,091
−HK$21,291/mo
▼ 0.25% · 3.875%
HK$404,660
−HK$10,722/mo
Today · 4.125%
HK$415,382
baseline
▲ 0.50% · 4.625%
HK$437,278
+HK$21,896/mo
Deposit HK$8.63M · loan HK$77.68M · min. income ≈ HK$830,764/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,668,032 · Scale 2, in force from 26 Feb 2026)