LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,868
−HK$12,345/mo
▼ 0.25% · 3.875%
HK$202,992
−HK$6,221/mo
Today · 4.125%
HK$209,213
baseline
▲ 0.50% · 4.625%
HK$221,943
+HK$12,730/mo
Deposit HK$43.17M · loan HK$43.17M · min. income ≈ HK$418,426/mo (50% DSR)
Upfront cash ≈ HK$46.84M (deposit + AVD stamp duty HK$3,669,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,014
−HK$11,832/mo
▼ 0.25% · 3.875%
HK$224,887
−HK$5,959/mo
Today · 4.125%
HK$230,846
baseline
▲ 0.50% · 4.625%
HK$243,014
+HK$12,168/mo
Deposit HK$43.17M · loan HK$43.17M · min. income ≈ HK$461,692/mo (50% DSR)
Upfront cash ≈ HK$46.84M (deposit + AVD stamp duty HK$3,669,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,242
−HK$14,814/mo
▼ 0.25% · 3.875%
HK$243,590
−HK$7,466/mo
Today · 4.125%
HK$251,056
baseline
▲ 0.50% · 4.625%
HK$266,332
+HK$15,276/mo
Deposit HK$34.53M · loan HK$51.80M · min. income ≈ HK$502,112/mo (50% DSR)
Upfront cash ≈ HK$38.20M (deposit + AVD stamp duty HK$3,669,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,816
−HK$14,199/mo
▼ 0.25% · 3.875%
HK$269,865
−HK$7,150/mo
Today · 4.125%
HK$277,015
baseline
▲ 0.50% · 4.625%
HK$291,617
+HK$14,602/mo
Deposit HK$34.53M · loan HK$51.80M · min. income ≈ HK$554,030/mo (50% DSR)
Upfront cash ≈ HK$38.20M (deposit + AVD stamp duty HK$3,669,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,615
−HK$17,284/mo
▼ 0.25% · 3.875%
HK$284,188
−HK$8,711/mo
Today · 4.125%
HK$292,899
baseline
▲ 0.50% · 4.625%
HK$310,721
+HK$17,822/mo
Deposit HK$25.90M · loan HK$60.44M · min. income ≈ HK$585,798/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$3,669,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,619
−HK$16,566/mo
▼ 0.25% · 3.875%
HK$314,842
−HK$8,343/mo
Today · 4.125%
HK$323,185
baseline
▲ 0.50% · 4.625%
HK$340,220
+HK$17,035/mo
Deposit HK$25.90M · loan HK$60.44M · min. income ≈ HK$646,370/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$3,669,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,362
−HK$22,222/mo
▼ 0.25% · 3.875%
HK$365,385
−HK$11,199/mo
Today · 4.125%
HK$376,584
baseline
▲ 0.50% · 4.625%
HK$399,498
+HK$22,914/mo
Deposit HK$8.63M · loan HK$77.70M · min. income ≈ HK$753,168/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,669,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,225
−HK$21,298/mo
▼ 0.25% · 3.875%
HK$404,797
−HK$10,726/mo
Today · 4.125%
HK$415,523
baseline
▲ 0.50% · 4.625%
HK$437,426
+HK$21,903/mo
Deposit HK$8.63M · loan HK$77.70M · min. income ≈ HK$831,046/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,669,275 · Scale 2, in force from 26 Feb 2026)