LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,889
−HK$12,346/mo
▼ 0.25% · 3.875%
HK$203,013
−HK$6,222/mo
Today · 4.125%
HK$209,235
baseline
▲ 0.50% · 4.625%
HK$221,967
+HK$12,732/mo
Deposit HK$43.17M · loan HK$43.17M · min. income ≈ HK$418,470/mo (50% DSR)
Upfront cash ≈ HK$46.84M (deposit + AVD stamp duty HK$3,669,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,037
−HK$11,833/mo
▼ 0.25% · 3.875%
HK$224,911
−HK$5,959/mo
Today · 4.125%
HK$230,870
baseline
▲ 0.50% · 4.625%
HK$243,040
+HK$12,170/mo
Deposit HK$43.17M · loan HK$43.17M · min. income ≈ HK$461,740/mo (50% DSR)
Upfront cash ≈ HK$46.84M (deposit + AVD stamp duty HK$3,669,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,266
−HK$14,816/mo
▼ 0.25% · 3.875%
HK$243,615
−HK$7,467/mo
Today · 4.125%
HK$251,082
baseline
▲ 0.50% · 4.625%
HK$266,360
+HK$15,278/mo
Deposit HK$34.54M · loan HK$51.81M · min. income ≈ HK$502,164/mo (50% DSR)
Upfront cash ≈ HK$38.21M (deposit + AVD stamp duty HK$3,669,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,844
−HK$14,200/mo
▼ 0.25% · 3.875%
HK$269,893
−HK$7,151/mo
Today · 4.125%
HK$277,044
baseline
▲ 0.50% · 4.625%
HK$291,648
+HK$14,604/mo
Deposit HK$34.54M · loan HK$51.81M · min. income ≈ HK$554,088/mo (50% DSR)
Upfront cash ≈ HK$38.21M (deposit + AVD stamp duty HK$3,669,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,644
−HK$17,285/mo
▼ 0.25% · 3.875%
HK$284,218
−HK$8,711/mo
Today · 4.125%
HK$292,929
baseline
▲ 0.50% · 4.625%
HK$310,753
+HK$17,824/mo
Deposit HK$25.90M · loan HK$60.44M · min. income ≈ HK$585,858/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$3,669,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,651
−HK$16,568/mo
▼ 0.25% · 3.875%
HK$314,875
−HK$8,344/mo
Today · 4.125%
HK$323,219
baseline
▲ 0.50% · 4.625%
HK$340,256
+HK$17,037/mo
Deposit HK$25.90M · loan HK$60.44M · min. income ≈ HK$646,438/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$3,669,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,399
−HK$22,224/mo
▼ 0.25% · 3.875%
HK$365,423
−HK$11,200/mo
Today · 4.125%
HK$376,623
baseline
▲ 0.50% · 4.625%
HK$399,540
+HK$22,917/mo
Deposit HK$8.63M · loan HK$77.71M · min. income ≈ HK$753,246/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,669,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,266
−HK$21,301/mo
▼ 0.25% · 3.875%
HK$404,840
−HK$10,727/mo
Today · 4.125%
HK$415,567
baseline
▲ 0.50% · 4.625%
HK$437,472
+HK$21,905/mo
Deposit HK$8.63M · loan HK$77.71M · min. income ≈ HK$831,134/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$3,669,659 · Scale 2, in force from 26 Feb 2026)