LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,902
−HK$12,348/mo
▼ 0.25% · 3.875%
HK$203,027
−HK$6,223/mo
Today · 4.125%
HK$209,250
baseline
▲ 0.50% · 4.625%
HK$221,982
+HK$12,732/mo
Deposit HK$43.18M · loan HK$43.18M · min. income ≈ HK$418,500/mo (50% DSR)
Upfront cash ≈ HK$46.85M (deposit + AVD stamp duty HK$3,669,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,052
−HK$11,834/mo
▼ 0.25% · 3.875%
HK$224,927
−HK$5,959/mo
Today · 4.125%
HK$230,886
baseline
▲ 0.50% · 4.625%
HK$243,057
+HK$12,171/mo
Deposit HK$43.18M · loan HK$43.18M · min. income ≈ HK$461,772/mo (50% DSR)
Upfront cash ≈ HK$46.85M (deposit + AVD stamp duty HK$3,669,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,283
−HK$14,817/mo
▼ 0.25% · 3.875%
HK$243,632
−HK$7,468/mo
Today · 4.125%
HK$251,100
baseline
▲ 0.50% · 4.625%
HK$266,378
+HK$15,278/mo
Deposit HK$34.54M · loan HK$51.81M · min. income ≈ HK$502,200/mo (50% DSR)
Upfront cash ≈ HK$38.21M (deposit + AVD stamp duty HK$3,669,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,862
−HK$14,202/mo
▼ 0.25% · 3.875%
HK$269,912
−HK$7,152/mo
Today · 4.125%
HK$277,064
baseline
▲ 0.50% · 4.625%
HK$291,668
+HK$14,604/mo
Deposit HK$34.54M · loan HK$51.81M · min. income ≈ HK$554,128/mo (50% DSR)
Upfront cash ≈ HK$38.21M (deposit + AVD stamp duty HK$3,669,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,663
−HK$17,287/mo
▼ 0.25% · 3.875%
HK$284,238
−HK$8,712/mo
Today · 4.125%
HK$292,950
baseline
▲ 0.50% · 4.625%
HK$310,775
+HK$17,825/mo
Deposit HK$25.91M · loan HK$60.45M · min. income ≈ HK$585,900/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$3,669,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,672
−HK$16,569/mo
▼ 0.25% · 3.875%
HK$314,897
−HK$8,344/mo
Today · 4.125%
HK$323,241
baseline
▲ 0.50% · 4.625%
HK$340,279
+HK$17,038/mo
Deposit HK$25.91M · loan HK$60.45M · min. income ≈ HK$646,482/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$3,669,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,424
−HK$22,225/mo
▼ 0.25% · 3.875%
HK$365,449
−HK$11,200/mo
Today · 4.125%
HK$376,649
baseline
▲ 0.50% · 4.625%
HK$399,568
+HK$22,919/mo
Deposit HK$8.64M · loan HK$77.72M · min. income ≈ HK$753,298/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$3,669,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,293
−HK$21,303/mo
▼ 0.25% · 3.875%
HK$404,868
−HK$10,728/mo
Today · 4.125%
HK$415,596
baseline
▲ 0.50% · 4.625%
HK$437,502
+HK$21,906/mo
Deposit HK$8.64M · loan HK$77.72M · min. income ≈ HK$831,192/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$3,669,914 · Scale 2, in force from 26 Feb 2026)