LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,936
−HK$12,350/mo
▼ 0.25% · 3.875%
HK$203,062
−HK$6,224/mo
Today · 4.125%
HK$209,286
baseline
▲ 0.50% · 4.625%
HK$222,021
+HK$12,735/mo
Deposit HK$43.18M · loan HK$43.18M · min. income ≈ HK$418,572/mo (50% DSR)
Upfront cash ≈ HK$46.85M (deposit + AVD stamp duty HK$3,670,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,090
−HK$11,837/mo
▼ 0.25% · 3.875%
HK$224,966
−HK$5,961/mo
Today · 4.125%
HK$230,927
baseline
▲ 0.50% · 4.625%
HK$243,099
+HK$12,172/mo
Deposit HK$43.18M · loan HK$43.18M · min. income ≈ HK$461,854/mo (50% DSR)
Upfront cash ≈ HK$46.85M (deposit + AVD stamp duty HK$3,670,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,324
−HK$14,819/mo
▼ 0.25% · 3.875%
HK$243,675
−HK$7,468/mo
Today · 4.125%
HK$251,143
baseline
▲ 0.50% · 4.625%
HK$266,425
+HK$15,282/mo
Deposit HK$34.55M · loan HK$51.82M · min. income ≈ HK$502,286/mo (50% DSR)
Upfront cash ≈ HK$38.22M (deposit + AVD stamp duty HK$3,670,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,908
−HK$14,204/mo
▼ 0.25% · 3.875%
HK$269,959
−HK$7,153/mo
Today · 4.125%
HK$277,112
baseline
▲ 0.50% · 4.625%
HK$291,719
+HK$14,607/mo
Deposit HK$34.55M · loan HK$51.82M · min. income ≈ HK$554,224/mo (50% DSR)
Upfront cash ≈ HK$38.22M (deposit + AVD stamp duty HK$3,670,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,711
−HK$17,290/mo
▼ 0.25% · 3.875%
HK$284,287
−HK$8,714/mo
Today · 4.125%
HK$293,001
baseline
▲ 0.50% · 4.625%
HK$310,829
+HK$17,828/mo
Deposit HK$25.91M · loan HK$60.46M · min. income ≈ HK$586,002/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$3,670,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,726
−HK$16,571/mo
▼ 0.25% · 3.875%
HK$314,952
−HK$8,345/mo
Today · 4.125%
HK$323,297
baseline
▲ 0.50% · 4.625%
HK$340,339
+HK$17,042/mo
Deposit HK$25.91M · loan HK$60.46M · min. income ≈ HK$646,594/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$3,670,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,486
−HK$22,229/mo
▼ 0.25% · 3.875%
HK$365,512
−HK$11,203/mo
Today · 4.125%
HK$376,715
baseline
▲ 0.50% · 4.625%
HK$399,637
+HK$22,922/mo
Deposit HK$8.64M · loan HK$77.73M · min. income ≈ HK$753,430/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$3,670,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,362
−HK$21,306/mo
▼ 0.25% · 3.875%
HK$404,938
−HK$10,730/mo
Today · 4.125%
HK$415,668
baseline
▲ 0.50% · 4.625%
HK$437,578
+HK$21,910/mo
Deposit HK$8.64M · loan HK$77.73M · min. income ≈ HK$831,336/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$3,670,552 · Scale 2, in force from 26 Feb 2026)