LTV · monthly repayment
▼ 0.50% · 3.625%
HK$196,991
−HK$12,353/mo
▼ 0.25% · 3.875%
HK$203,118
−HK$6,226/mo
Today · 4.125%
HK$209,344
baseline
▲ 0.50% · 4.625%
HK$222,082
+HK$12,738/mo
Deposit HK$43.19M · loan HK$43.19M · min. income ≈ HK$418,688/mo (50% DSR)
Upfront cash ≈ HK$46.87M (deposit + AVD stamp duty HK$3,671,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,150
−HK$11,840/mo
▼ 0.25% · 3.875%
HK$225,028
−HK$5,962/mo
Today · 4.125%
HK$230,990
baseline
▲ 0.50% · 4.625%
HK$243,166
+HK$12,176/mo
Deposit HK$43.19M · loan HK$43.19M · min. income ≈ HK$461,980/mo (50% DSR)
Upfront cash ≈ HK$46.87M (deposit + AVD stamp duty HK$3,671,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,389
−HK$14,824/mo
▼ 0.25% · 3.875%
HK$243,742
−HK$7,471/mo
Today · 4.125%
HK$251,213
baseline
▲ 0.50% · 4.625%
HK$266,498
+HK$15,285/mo
Deposit HK$34.56M · loan HK$51.83M · min. income ≈ HK$502,426/mo (50% DSR)
Upfront cash ≈ HK$38.23M (deposit + AVD stamp duty HK$3,671,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,980
−HK$14,208/mo
▼ 0.25% · 3.875%
HK$270,033
−HK$7,155/mo
Today · 4.125%
HK$277,188
baseline
▲ 0.50% · 4.625%
HK$291,799
+HK$14,611/mo
Deposit HK$34.56M · loan HK$51.83M · min. income ≈ HK$554,376/mo (50% DSR)
Upfront cash ≈ HK$38.23M (deposit + AVD stamp duty HK$3,671,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,787
−HK$17,294/mo
▼ 0.25% · 3.875%
HK$284,366
−HK$8,715/mo
Today · 4.125%
HK$293,081
baseline
▲ 0.50% · 4.625%
HK$310,915
+HK$17,834/mo
Deposit HK$25.92M · loan HK$60.47M · min. income ≈ HK$586,162/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$3,671,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,810
−HK$16,576/mo
▼ 0.25% · 3.875%
HK$315,039
−HK$8,347/mo
Today · 4.125%
HK$323,386
baseline
▲ 0.50% · 4.625%
HK$340,432
+HK$17,046/mo
Deposit HK$25.92M · loan HK$60.47M · min. income ≈ HK$646,772/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$3,671,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,583
−HK$22,236/mo
▼ 0.25% · 3.875%
HK$365,613
−HK$11,206/mo
Today · 4.125%
HK$376,819
baseline
▲ 0.50% · 4.625%
HK$399,747
+HK$22,928/mo
Deposit HK$8.64M · loan HK$77.75M · min. income ≈ HK$753,638/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$3,671,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,470
−HK$21,312/mo
▼ 0.25% · 3.875%
HK$405,050
−HK$10,732/mo
Today · 4.125%
HK$415,782
baseline
▲ 0.50% · 4.625%
HK$437,699
+HK$21,917/mo
Deposit HK$8.64M · loan HK$77.75M · min. income ≈ HK$831,564/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$3,671,564 · Scale 2, in force from 26 Feb 2026)