LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,111
−HK$12,361/mo
▼ 0.25% · 3.875%
HK$203,242
−HK$6,230/mo
Today · 4.125%
HK$209,472
baseline
▲ 0.50% · 4.625%
HK$222,218
+HK$12,746/mo
Deposit HK$43.22M · loan HK$43.22M · min. income ≈ HK$418,944/mo (50% DSR)
Upfront cash ≈ HK$46.90M (deposit + AVD stamp duty HK$3,673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,284
−HK$11,847/mo
▼ 0.25% · 3.875%
HK$225,165
−HK$5,966/mo
Today · 4.125%
HK$231,131
baseline
▲ 0.50% · 4.625%
HK$243,315
+HK$12,184/mo
Deposit HK$43.22M · loan HK$43.22M · min. income ≈ HK$462,262/mo (50% DSR)
Upfront cash ≈ HK$46.90M (deposit + AVD stamp duty HK$3,673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,533
−HK$14,833/mo
▼ 0.25% · 3.875%
HK$243,891
−HK$7,475/mo
Today · 4.125%
HK$251,366
baseline
▲ 0.50% · 4.625%
HK$266,661
+HK$15,295/mo
Deposit HK$34.58M · loan HK$51.87M · min. income ≈ HK$502,732/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$3,673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,141
−HK$14,217/mo
▼ 0.25% · 3.875%
HK$270,198
−HK$7,160/mo
Today · 4.125%
HK$277,358
baseline
▲ 0.50% · 4.625%
HK$291,978
+HK$14,620/mo
Deposit HK$34.58M · loan HK$51.87M · min. income ≈ HK$554,716/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$3,673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,956
−HK$17,305/mo
▼ 0.25% · 3.875%
HK$284,539
−HK$8,722/mo
Today · 4.125%
HK$293,261
baseline
▲ 0.50% · 4.625%
HK$311,105
+HK$17,844/mo
Deposit HK$25.93M · loan HK$60.51M · min. income ≈ HK$586,522/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$3,673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,998
−HK$16,586/mo
▼ 0.25% · 3.875%
HK$315,231
−HK$8,353/mo
Today · 4.125%
HK$323,584
baseline
▲ 0.50% · 4.625%
HK$340,641
+HK$17,057/mo
Deposit HK$25.93M · loan HK$60.51M · min. income ≈ HK$647,168/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$3,673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,800
−HK$22,249/mo
▼ 0.25% · 3.875%
HK$365,836
−HK$11,213/mo
Today · 4.125%
HK$377,049
baseline
▲ 0.50% · 4.625%
HK$399,992
+HK$22,943/mo
Deposit HK$8.64M · loan HK$77.80M · min. income ≈ HK$754,098/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$3,673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,712
−HK$21,325/mo
▼ 0.25% · 3.875%
HK$405,298
−HK$10,739/mo
Today · 4.125%
HK$416,037
baseline
▲ 0.50% · 4.625%
HK$437,967
+HK$21,930/mo
Deposit HK$8.64M · loan HK$77.80M · min. income ≈ HK$832,074/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$3,673,809 · Scale 2, in force from 26 Feb 2026)