LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,128
−HK$12,362/mo
▼ 0.25% · 3.875%
HK$203,260
−HK$6,230/mo
Today · 4.125%
HK$209,490
baseline
▲ 0.50% · 4.625%
HK$222,237
+HK$12,747/mo
Deposit HK$43.22M · loan HK$43.22M · min. income ≈ HK$418,980/mo (50% DSR)
Upfront cash ≈ HK$46.90M (deposit + AVD stamp duty HK$3,674,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,303
−HK$11,848/mo
▼ 0.25% · 3.875%
HK$225,184
−HK$5,967/mo
Today · 4.125%
HK$231,151
baseline
▲ 0.50% · 4.625%
HK$243,335
+HK$12,184/mo
Deposit HK$43.22M · loan HK$43.22M · min. income ≈ HK$462,302/mo (50% DSR)
Upfront cash ≈ HK$46.90M (deposit + AVD stamp duty HK$3,674,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,554
−HK$14,834/mo
▼ 0.25% · 3.875%
HK$243,912
−HK$7,476/mo
Today · 4.125%
HK$251,388
baseline
▲ 0.50% · 4.625%
HK$266,684
+HK$15,296/mo
Deposit HK$34.58M · loan HK$51.87M · min. income ≈ HK$502,776/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$3,674,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,163
−HK$14,218/mo
▼ 0.25% · 3.875%
HK$270,221
−HK$7,160/mo
Today · 4.125%
HK$277,381
baseline
▲ 0.50% · 4.625%
HK$292,002
+HK$14,621/mo
Deposit HK$34.58M · loan HK$51.87M · min. income ≈ HK$554,762/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$3,674,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,979
−HK$17,306/mo
▼ 0.25% · 3.875%
HK$284,564
−HK$8,721/mo
Today · 4.125%
HK$293,285
baseline
▲ 0.50% · 4.625%
HK$311,131
+HK$17,846/mo
Deposit HK$25.93M · loan HK$60.51M · min. income ≈ HK$586,570/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$3,674,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,024
−HK$16,588/mo
▼ 0.25% · 3.875%
HK$315,258
−HK$8,354/mo
Today · 4.125%
HK$323,612
baseline
▲ 0.50% · 4.625%
HK$340,670
+HK$17,058/mo
Deposit HK$25.93M · loan HK$60.51M · min. income ≈ HK$647,224/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$3,674,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,830
−HK$22,251/mo
▼ 0.25% · 3.875%
HK$365,868
−HK$11,213/mo
Today · 4.125%
HK$377,081
baseline
▲ 0.50% · 4.625%
HK$400,026
+HK$22,945/mo
Deposit HK$8.64M · loan HK$77.80M · min. income ≈ HK$754,162/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$3,674,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,745
−HK$21,327/mo
▼ 0.25% · 3.875%
HK$405,332
−HK$10,740/mo
Today · 4.125%
HK$416,072
baseline
▲ 0.50% · 4.625%
HK$438,004
+HK$21,932/mo
Deposit HK$8.64M · loan HK$77.80M · min. income ≈ HK$832,144/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$3,674,121 · Scale 2, in force from 26 Feb 2026)