LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,197
−HK$12,366/mo
▼ 0.25% · 3.875%
HK$203,331
−HK$6,232/mo
Today · 4.125%
HK$209,563
baseline
▲ 0.50% · 4.625%
HK$222,315
+HK$12,752/mo
Deposit HK$43.24M · loan HK$43.24M · min. income ≈ HK$419,126/mo (50% DSR)
Upfront cash ≈ HK$46.92M (deposit + AVD stamp duty HK$3,675,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,380
−HK$11,852/mo
▼ 0.25% · 3.875%
HK$225,264
−HK$5,968/mo
Today · 4.125%
HK$231,232
baseline
▲ 0.50% · 4.625%
HK$243,421
+HK$12,189/mo
Deposit HK$43.24M · loan HK$43.24M · min. income ≈ HK$462,464/mo (50% DSR)
Upfront cash ≈ HK$46.92M (deposit + AVD stamp duty HK$3,675,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,637
−HK$14,839/mo
▼ 0.25% · 3.875%
HK$243,997
−HK$7,479/mo
Today · 4.125%
HK$251,476
baseline
▲ 0.50% · 4.625%
HK$266,778
+HK$15,302/mo
Deposit HK$34.59M · loan HK$51.89M · min. income ≈ HK$502,952/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$3,675,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,256
−HK$14,223/mo
▼ 0.25% · 3.875%
HK$270,316
−HK$7,163/mo
Today · 4.125%
HK$277,479
baseline
▲ 0.50% · 4.625%
HK$292,105
+HK$14,626/mo
Deposit HK$34.59M · loan HK$51.89M · min. income ≈ HK$554,958/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$3,675,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,076
−HK$17,312/mo
▼ 0.25% · 3.875%
HK$284,664
−HK$8,724/mo
Today · 4.125%
HK$293,388
baseline
▲ 0.50% · 4.625%
HK$311,240
+HK$17,852/mo
Deposit HK$25.94M · loan HK$60.54M · min. income ≈ HK$586,776/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$3,675,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,132
−HK$16,593/mo
▼ 0.25% · 3.875%
HK$315,369
−HK$8,356/mo
Today · 4.125%
HK$323,725
baseline
▲ 0.50% · 4.625%
HK$340,789
+HK$17,064/mo
Deposit HK$25.94M · loan HK$60.54M · min. income ≈ HK$647,450/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$3,675,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,955
−HK$22,259/mo
▼ 0.25% · 3.875%
HK$365,996
−HK$11,218/mo
Today · 4.125%
HK$377,214
baseline
▲ 0.50% · 4.625%
HK$400,166
+HK$22,952/mo
Deposit HK$8.65M · loan HK$77.83M · min. income ≈ HK$754,428/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$3,675,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,884
−HK$21,334/mo
▼ 0.25% · 3.875%
HK$405,474
−HK$10,744/mo
Today · 4.125%
HK$416,218
baseline
▲ 0.50% · 4.625%
HK$438,158
+HK$21,940/mo
Deposit HK$8.65M · loan HK$77.83M · min. income ≈ HK$832,436/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$3,675,412 · Scale 2, in force from 26 Feb 2026)