LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,210
−HK$12,367/mo
▼ 0.25% · 3.875%
HK$203,345
−HK$6,232/mo
Today · 4.125%
HK$209,577
baseline
▲ 0.50% · 4.625%
HK$222,330
+HK$12,753/mo
Deposit HK$43.24M · loan HK$43.24M · min. income ≈ HK$419,154/mo (50% DSR)
Upfront cash ≈ HK$46.92M (deposit + AVD stamp duty HK$3,675,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,395
−HK$11,853/mo
▼ 0.25% · 3.875%
HK$225,279
−HK$5,969/mo
Today · 4.125%
HK$231,248
baseline
▲ 0.50% · 4.625%
HK$243,437
+HK$12,189/mo
Deposit HK$43.24M · loan HK$43.24M · min. income ≈ HK$462,496/mo (50% DSR)
Upfront cash ≈ HK$46.92M (deposit + AVD stamp duty HK$3,675,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,653
−HK$14,840/mo
▼ 0.25% · 3.875%
HK$244,014
−HK$7,479/mo
Today · 4.125%
HK$251,493
baseline
▲ 0.50% · 4.625%
HK$266,795
+HK$15,302/mo
Deposit HK$34.59M · loan HK$51.89M · min. income ≈ HK$502,986/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$3,675,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,274
−HK$14,223/mo
▼ 0.25% · 3.875%
HK$270,334
−HK$7,163/mo
Today · 4.125%
HK$277,497
baseline
▲ 0.50% · 4.625%
HK$292,125
+HK$14,628/mo
Deposit HK$34.59M · loan HK$51.89M · min. income ≈ HK$554,994/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$3,675,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,095
−HK$17,313/mo
▼ 0.25% · 3.875%
HK$284,683
−HK$8,725/mo
Today · 4.125%
HK$293,408
baseline
▲ 0.50% · 4.625%
HK$311,261
+HK$17,853/mo
Deposit HK$25.95M · loan HK$60.54M · min. income ≈ HK$586,816/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$3,675,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,153
−HK$16,594/mo
▼ 0.25% · 3.875%
HK$315,390
−HK$8,357/mo
Today · 4.125%
HK$323,747
baseline
▲ 0.50% · 4.625%
HK$340,812
+HK$17,065/mo
Deposit HK$25.95M · loan HK$60.54M · min. income ≈ HK$647,494/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$3,675,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,979
−HK$22,260/mo
▼ 0.25% · 3.875%
HK$366,021
−HK$11,218/mo
Today · 4.125%
HK$377,239
baseline
▲ 0.50% · 4.625%
HK$400,193
+HK$22,954/mo
Deposit HK$8.65M · loan HK$77.84M · min. income ≈ HK$754,478/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$3,675,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,910
−HK$21,336/mo
▼ 0.25% · 3.875%
HK$405,502
−HK$10,744/mo
Today · 4.125%
HK$416,246
baseline
▲ 0.50% · 4.625%
HK$438,187
+HK$21,941/mo
Deposit HK$8.65M · loan HK$77.84M · min. income ≈ HK$832,492/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$3,675,659 · Scale 2, in force from 26 Feb 2026)