LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,242
−HK$12,368/mo
▼ 0.25% · 3.875%
HK$203,377
−HK$6,233/mo
Today · 4.125%
HK$209,610
baseline
▲ 0.50% · 4.625%
HK$222,365
+HK$12,755/mo
Deposit HK$43.25M · loan HK$43.25M · min. income ≈ HK$419,220/mo (50% DSR)
Upfront cash ≈ HK$46.93M (deposit + AVD stamp duty HK$3,676,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,429
−HK$11,855/mo
▼ 0.25% · 3.875%
HK$225,314
−HK$5,970/mo
Today · 4.125%
HK$231,284
baseline
▲ 0.50% · 4.625%
HK$243,476
+HK$12,192/mo
Deposit HK$43.25M · loan HK$43.25M · min. income ≈ HK$462,568/mo (50% DSR)
Upfront cash ≈ HK$46.93M (deposit + AVD stamp duty HK$3,676,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,690
−HK$14,842/mo
▼ 0.25% · 3.875%
HK$244,052
−HK$7,480/mo
Today · 4.125%
HK$251,532
baseline
▲ 0.50% · 4.625%
HK$266,838
+HK$15,306/mo
Deposit HK$34.60M · loan HK$51.90M · min. income ≈ HK$503,064/mo (50% DSR)
Upfront cash ≈ HK$38.28M (deposit + AVD stamp duty HK$3,676,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,315
−HK$14,226/mo
▼ 0.25% · 3.875%
HK$270,377
−HK$7,164/mo
Today · 4.125%
HK$277,541
baseline
▲ 0.50% · 4.625%
HK$292,171
+HK$14,630/mo
Deposit HK$34.60M · loan HK$51.90M · min. income ≈ HK$555,082/mo (50% DSR)
Upfront cash ≈ HK$38.28M (deposit + AVD stamp duty HK$3,676,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,138
−HK$17,317/mo
▼ 0.25% · 3.875%
HK$284,728
−HK$8,727/mo
Today · 4.125%
HK$293,455
baseline
▲ 0.50% · 4.625%
HK$311,311
+HK$17,856/mo
Deposit HK$25.95M · loan HK$60.55M · min. income ≈ HK$586,910/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$3,676,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,201
−HK$16,597/mo
▼ 0.25% · 3.875%
HK$315,440
−HK$8,358/mo
Today · 4.125%
HK$323,798
baseline
▲ 0.50% · 4.625%
HK$340,866
+HK$17,068/mo
Deposit HK$25.95M · loan HK$60.55M · min. income ≈ HK$647,596/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$3,676,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,035
−HK$22,264/mo
▼ 0.25% · 3.875%
HK$366,078
−HK$11,221/mo
Today · 4.125%
HK$377,299
baseline
▲ 0.50% · 4.625%
HK$400,256
+HK$22,957/mo
Deposit HK$8.65M · loan HK$77.85M · min. income ≈ HK$754,598/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,676,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,973
−HK$21,339/mo
▼ 0.25% · 3.875%
HK$405,566
−HK$10,746/mo
Today · 4.125%
HK$416,312
baseline
▲ 0.50% · 4.625%
HK$438,256
+HK$21,944/mo
Deposit HK$8.65M · loan HK$77.85M · min. income ≈ HK$832,624/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,676,239 · Scale 2, in force from 26 Feb 2026)