LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,281
−HK$12,371/mo
▼ 0.25% · 3.875%
HK$203,417
−HK$6,235/mo
Today · 4.125%
HK$209,652
baseline
▲ 0.50% · 4.625%
HK$222,409
+HK$12,757/mo
Deposit HK$43.26M · loan HK$43.26M · min. income ≈ HK$419,304/mo (50% DSR)
Upfront cash ≈ HK$46.94M (deposit + AVD stamp duty HK$3,676,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,473
−HK$11,857/mo
▼ 0.25% · 3.875%
HK$225,359
−HK$5,971/mo
Today · 4.125%
HK$231,330
baseline
▲ 0.50% · 4.625%
HK$243,524
+HK$12,194/mo
Deposit HK$43.26M · loan HK$43.26M · min. income ≈ HK$462,660/mo (50% DSR)
Upfront cash ≈ HK$46.94M (deposit + AVD stamp duty HK$3,676,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,737
−HK$14,845/mo
▼ 0.25% · 3.875%
HK$244,101
−HK$7,481/mo
Today · 4.125%
HK$251,582
baseline
▲ 0.50% · 4.625%
HK$266,890
+HK$15,308/mo
Deposit HK$34.61M · loan HK$51.91M · min. income ≈ HK$503,164/mo (50% DSR)
Upfront cash ≈ HK$38.28M (deposit + AVD stamp duty HK$3,676,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,367
−HK$14,229/mo
▼ 0.25% · 3.875%
HK$270,431
−HK$7,165/mo
Today · 4.125%
HK$277,596
baseline
▲ 0.50% · 4.625%
HK$292,229
+HK$14,633/mo
Deposit HK$34.61M · loan HK$51.91M · min. income ≈ HK$555,192/mo (50% DSR)
Upfront cash ≈ HK$38.28M (deposit + AVD stamp duty HK$3,676,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,193
−HK$17,320/mo
▼ 0.25% · 3.875%
HK$284,784
−HK$8,729/mo
Today · 4.125%
HK$293,513
baseline
▲ 0.50% · 4.625%
HK$311,372
+HK$17,859/mo
Deposit HK$25.96M · loan HK$60.56M · min. income ≈ HK$587,026/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$3,676,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,262
−HK$16,600/mo
▼ 0.25% · 3.875%
HK$315,502
−HK$8,360/mo
Today · 4.125%
HK$323,862
baseline
▲ 0.50% · 4.625%
HK$340,933
+HK$17,071/mo
Deposit HK$25.96M · loan HK$60.56M · min. income ≈ HK$647,724/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$3,676,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,105
−HK$22,268/mo
▼ 0.25% · 3.875%
HK$366,151
−HK$11,222/mo
Today · 4.125%
HK$377,373
baseline
▲ 0.50% · 4.625%
HK$400,336
+HK$22,963/mo
Deposit HK$8.65M · loan HK$77.87M · min. income ≈ HK$754,746/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,676,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,051
−HK$21,343/mo
▼ 0.25% · 3.875%
HK$405,646
−HK$10,748/mo
Today · 4.125%
HK$416,394
baseline
▲ 0.50% · 4.625%
HK$438,343
+HK$21,949/mo
Deposit HK$8.65M · loan HK$77.87M · min. income ≈ HK$832,788/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,676,967 · Scale 2, in force from 26 Feb 2026)