LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,287
−HK$12,372/mo
▼ 0.25% · 3.875%
HK$203,424
−HK$6,235/mo
Today · 4.125%
HK$209,659
baseline
▲ 0.50% · 4.625%
HK$222,416
+HK$12,757/mo
Deposit HK$43.26M · loan HK$43.26M · min. income ≈ HK$419,318/mo (50% DSR)
Upfront cash ≈ HK$46.94M (deposit + AVD stamp duty HK$3,677,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,480
−HK$11,858/mo
▼ 0.25% · 3.875%
HK$225,366
−HK$5,972/mo
Today · 4.125%
HK$231,338
baseline
▲ 0.50% · 4.625%
HK$243,532
+HK$12,194/mo
Deposit HK$43.26M · loan HK$43.26M · min. income ≈ HK$462,676/mo (50% DSR)
Upfront cash ≈ HK$46.94M (deposit + AVD stamp duty HK$3,677,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,745
−HK$14,846/mo
▼ 0.25% · 3.875%
HK$244,109
−HK$7,482/mo
Today · 4.125%
HK$251,591
baseline
▲ 0.50% · 4.625%
HK$266,899
+HK$15,308/mo
Deposit HK$34.61M · loan HK$51.91M · min. income ≈ HK$503,182/mo (50% DSR)
Upfront cash ≈ HK$38.28M (deposit + AVD stamp duty HK$3,677,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,376
−HK$14,230/mo
▼ 0.25% · 3.875%
HK$270,440
−HK$7,166/mo
Today · 4.125%
HK$277,606
baseline
▲ 0.50% · 4.625%
HK$292,238
+HK$14,632/mo
Deposit HK$34.61M · loan HK$51.91M · min. income ≈ HK$555,212/mo (50% DSR)
Upfront cash ≈ HK$38.28M (deposit + AVD stamp duty HK$3,677,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,202
−HK$17,320/mo
▼ 0.25% · 3.875%
HK$284,794
−HK$8,728/mo
Today · 4.125%
HK$293,522
baseline
▲ 0.50% · 4.625%
HK$311,383
+HK$17,861/mo
Deposit HK$25.96M · loan HK$60.56M · min. income ≈ HK$587,044/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$3,677,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,272
−HK$16,601/mo
▼ 0.25% · 3.875%
HK$315,513
−HK$8,360/mo
Today · 4.125%
HK$323,873
baseline
▲ 0.50% · 4.625%
HK$340,945
+HK$17,072/mo
Deposit HK$25.96M · loan HK$60.56M · min. income ≈ HK$647,746/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$3,677,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,117
−HK$22,269/mo
▼ 0.25% · 3.875%
HK$366,163
−HK$11,223/mo
Today · 4.125%
HK$377,386
baseline
▲ 0.50% · 4.625%
HK$400,349
+HK$22,963/mo
Deposit HK$8.65M · loan HK$77.87M · min. income ≈ HK$754,772/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,677,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,064
−HK$21,344/mo
▼ 0.25% · 3.875%
HK$405,660
−HK$10,748/mo
Today · 4.125%
HK$416,408
baseline
▲ 0.50% · 4.625%
HK$438,358
+HK$21,950/mo
Deposit HK$8.65M · loan HK$77.87M · min. income ≈ HK$832,816/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,677,091 · Scale 2, in force from 26 Feb 2026)