LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,336
−HK$12,375/mo
▼ 0.25% · 3.875%
HK$203,474
−HK$6,237/mo
Today · 4.125%
HK$209,711
baseline
▲ 0.50% · 4.625%
HK$222,471
+HK$12,760/mo
Deposit HK$43.27M · loan HK$43.27M · min. income ≈ HK$419,422/mo (50% DSR)
Upfront cash ≈ HK$46.95M (deposit + AVD stamp duty HK$3,677,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,534
−HK$11,861/mo
▼ 0.25% · 3.875%
HK$225,422
−HK$5,973/mo
Today · 4.125%
HK$231,395
baseline
▲ 0.50% · 4.625%
HK$243,592
+HK$12,197/mo
Deposit HK$43.27M · loan HK$43.27M · min. income ≈ HK$462,790/mo (50% DSR)
Upfront cash ≈ HK$46.95M (deposit + AVD stamp duty HK$3,677,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,803
−HK$14,850/mo
▼ 0.25% · 3.875%
HK$244,169
−HK$7,484/mo
Today · 4.125%
HK$251,653
baseline
▲ 0.50% · 4.625%
HK$266,965
+HK$15,312/mo
Deposit HK$34.62M · loan HK$51.92M · min. income ≈ HK$503,306/mo (50% DSR)
Upfront cash ≈ HK$38.29M (deposit + AVD stamp duty HK$3,677,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,441
−HK$14,233/mo
▼ 0.25% · 3.875%
HK$270,506
−HK$7,168/mo
Today · 4.125%
HK$277,674
baseline
▲ 0.50% · 4.625%
HK$292,310
+HK$14,636/mo
Deposit HK$34.62M · loan HK$51.92M · min. income ≈ HK$555,348/mo (50% DSR)
Upfront cash ≈ HK$38.29M (deposit + AVD stamp duty HK$3,677,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,270
−HK$17,325/mo
▼ 0.25% · 3.875%
HK$284,864
−HK$8,731/mo
Today · 4.125%
HK$293,595
baseline
▲ 0.50% · 4.625%
HK$311,459
+HK$17,864/mo
Deposit HK$25.96M · loan HK$60.58M · min. income ≈ HK$587,190/mo (50% DSR)
Upfront cash ≈ HK$29.64M (deposit + AVD stamp duty HK$3,677,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,348
−HK$16,605/mo
▼ 0.25% · 3.875%
HK$315,591
−HK$8,362/mo
Today · 4.125%
HK$323,953
baseline
▲ 0.50% · 4.625%
HK$341,029
+HK$17,076/mo
Deposit HK$25.96M · loan HK$60.58M · min. income ≈ HK$647,906/mo (50% DSR)
Upfront cash ≈ HK$29.64M (deposit + AVD stamp duty HK$3,677,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,205
−HK$22,274/mo
▼ 0.25% · 3.875%
HK$366,253
−HK$11,226/mo
Today · 4.125%
HK$377,479
baseline
▲ 0.50% · 4.625%
HK$400,448
+HK$22,969/mo
Deposit HK$8.65M · loan HK$77.89M · min. income ≈ HK$754,958/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,677,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,162
−HK$21,349/mo
▼ 0.25% · 3.875%
HK$405,760
−HK$10,751/mo
Today · 4.125%
HK$416,511
baseline
▲ 0.50% · 4.625%
HK$438,466
+HK$21,955/mo
Deposit HK$8.65M · loan HK$77.89M · min. income ≈ HK$833,022/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,677,997 · Scale 2, in force from 26 Feb 2026)