LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,367
−HK$12,377/mo
▼ 0.25% · 3.875%
HK$203,507
−HK$6,237/mo
Today · 4.125%
HK$209,744
baseline
▲ 0.50% · 4.625%
HK$222,506
+HK$12,762/mo
Deposit HK$43.28M · loan HK$43.28M · min. income ≈ HK$419,488/mo (50% DSR)
Upfront cash ≈ HK$46.96M (deposit + AVD stamp duty HK$3,678,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,569
−HK$11,863/mo
▼ 0.25% · 3.875%
HK$225,458
−HK$5,974/mo
Today · 4.125%
HK$231,432
baseline
▲ 0.50% · 4.625%
HK$243,631
+HK$12,199/mo
Deposit HK$43.28M · loan HK$43.28M · min. income ≈ HK$462,864/mo (50% DSR)
Upfront cash ≈ HK$46.96M (deposit + AVD stamp duty HK$3,678,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,841
−HK$14,852/mo
▼ 0.25% · 3.875%
HK$244,208
−HK$7,485/mo
Today · 4.125%
HK$251,693
baseline
▲ 0.50% · 4.625%
HK$267,008
+HK$15,315/mo
Deposit HK$34.62M · loan HK$51.93M · min. income ≈ HK$503,386/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,678,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,483
−HK$14,235/mo
▼ 0.25% · 3.875%
HK$270,549
−HK$7,169/mo
Today · 4.125%
HK$277,718
baseline
▲ 0.50% · 4.625%
HK$292,357
+HK$14,639/mo
Deposit HK$34.62M · loan HK$51.93M · min. income ≈ HK$555,436/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,678,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,314
−HK$17,328/mo
▼ 0.25% · 3.875%
HK$284,909
−HK$8,733/mo
Today · 4.125%
HK$293,642
baseline
▲ 0.50% · 4.625%
HK$311,509
+HK$17,867/mo
Deposit HK$25.97M · loan HK$60.59M · min. income ≈ HK$587,284/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$3,678,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,397
−HK$16,608/mo
▼ 0.25% · 3.875%
HK$315,641
−HK$8,364/mo
Today · 4.125%
HK$324,005
baseline
▲ 0.50% · 4.625%
HK$341,083
+HK$17,078/mo
Deposit HK$25.97M · loan HK$60.59M · min. income ≈ HK$648,010/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$3,678,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,261
−HK$22,278/mo
▼ 0.25% · 3.875%
HK$366,312
−HK$11,227/mo
Today · 4.125%
HK$377,539
baseline
▲ 0.50% · 4.625%
HK$400,512
+HK$22,973/mo
Deposit HK$8.66M · loan HK$77.90M · min. income ≈ HK$755,078/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,678,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,224
−HK$21,353/mo
▼ 0.25% · 3.875%
HK$405,824
−HK$10,753/mo
Today · 4.125%
HK$416,577
baseline
▲ 0.50% · 4.625%
HK$438,536
+HK$21,959/mo
Deposit HK$8.66M · loan HK$77.90M · min. income ≈ HK$833,154/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,678,583 · Scale 2, in force from 26 Feb 2026)