LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,372
−HK$12,377/mo
▼ 0.25% · 3.875%
HK$203,511
−HK$6,238/mo
Today · 4.125%
HK$209,749
baseline
▲ 0.50% · 4.625%
HK$222,512
+HK$12,763/mo
Deposit HK$43.28M · loan HK$43.28M · min. income ≈ HK$419,498/mo (50% DSR)
Upfront cash ≈ HK$46.96M (deposit + AVD stamp duty HK$3,678,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,574
−HK$11,863/mo
▼ 0.25% · 3.875%
HK$225,463
−HK$5,974/mo
Today · 4.125%
HK$231,437
baseline
▲ 0.50% · 4.625%
HK$243,636
+HK$12,199/mo
Deposit HK$43.28M · loan HK$43.28M · min. income ≈ HK$462,874/mo (50% DSR)
Upfront cash ≈ HK$46.96M (deposit + AVD stamp duty HK$3,678,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,846
−HK$14,853/mo
▼ 0.25% · 3.875%
HK$244,213
−HK$7,486/mo
Today · 4.125%
HK$251,699
baseline
▲ 0.50% · 4.625%
HK$267,014
+HK$15,315/mo
Deposit HK$34.62M · loan HK$51.93M · min. income ≈ HK$503,398/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,678,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,489
−HK$14,236/mo
▼ 0.25% · 3.875%
HK$270,556
−HK$7,169/mo
Today · 4.125%
HK$277,725
baseline
▲ 0.50% · 4.625%
HK$292,364
+HK$14,639/mo
Deposit HK$34.62M · loan HK$51.93M · min. income ≈ HK$555,450/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,678,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,321
−HK$17,327/mo
▼ 0.25% · 3.875%
HK$284,916
−HK$8,732/mo
Today · 4.125%
HK$293,648
baseline
▲ 0.50% · 4.625%
HK$311,516
+HK$17,868/mo
Deposit HK$25.97M · loan HK$60.59M · min. income ≈ HK$587,296/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$3,678,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,404
−HK$16,608/mo
▼ 0.25% · 3.875%
HK$315,648
−HK$8,364/mo
Today · 4.125%
HK$324,012
baseline
▲ 0.50% · 4.625%
HK$341,091
+HK$17,079/mo
Deposit HK$25.97M · loan HK$60.59M · min. income ≈ HK$648,024/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$3,678,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,269
−HK$22,279/mo
▼ 0.25% · 3.875%
HK$366,320
−HK$11,228/mo
Today · 4.125%
HK$377,548
baseline
▲ 0.50% · 4.625%
HK$400,521
+HK$22,973/mo
Deposit HK$8.66M · loan HK$77.90M · min. income ≈ HK$755,096/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,678,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,234
−HK$21,353/mo
▼ 0.25% · 3.875%
HK$405,834
−HK$10,753/mo
Today · 4.125%
HK$416,587
baseline
▲ 0.50% · 4.625%
HK$438,546
+HK$21,959/mo
Deposit HK$8.66M · loan HK$77.90M · min. income ≈ HK$833,174/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$3,678,667 · Scale 2, in force from 26 Feb 2026)