LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,740
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,354
−HK$624/mo
Today · 4.125%
HK$20,978
baseline
▲ 0.50% · 4.625%
HK$22,255
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,956/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,961
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,550
−HK$597/mo
Today · 4.125%
HK$23,147
baseline
▲ 0.50% · 4.625%
HK$24,367
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,294/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,688
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,425
−HK$749/mo
Today · 4.125%
HK$25,174
baseline
▲ 0.50% · 4.625%
HK$26,705
+HK$1,531/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,348/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,353
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,060
−HK$717/mo
Today · 4.125%
HK$27,777
baseline
▲ 0.50% · 4.625%
HK$29,241
+HK$1,464/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,554/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,636
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,496
−HK$873/mo
Today · 4.125%
HK$29,369
baseline
▲ 0.50% · 4.625%
HK$31,156
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,738/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,745
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,570
−HK$836/mo
Today · 4.125%
HK$32,406
baseline
▲ 0.50% · 4.625%
HK$34,114
+HK$1,708/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,812/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,532
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,638
−HK$1,123/mo
Today · 4.125%
HK$37,761
baseline
▲ 0.50% · 4.625%
HK$40,058
+HK$2,297/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,522/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,529
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,590
−HK$1,075/mo
Today · 4.125%
HK$41,665
baseline
▲ 0.50% · 4.625%
HK$43,861
+HK$2,196/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,330/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,711 · Scale 2, in force from 26 Feb 2026)