LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,428
−HK$12,380/mo
▼ 0.25% · 3.875%
HK$203,569
−HK$6,239/mo
Today · 4.125%
HK$209,808
baseline
▲ 0.50% · 4.625%
HK$222,574
+HK$12,766/mo
Deposit HK$43.29M · loan HK$43.29M · min. income ≈ HK$419,616/mo (50% DSR)
Upfront cash ≈ HK$46.97M (deposit + AVD stamp duty HK$3,679,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,636
−HK$11,866/mo
▼ 0.25% · 3.875%
HK$225,527
−HK$5,975/mo
Today · 4.125%
HK$231,502
baseline
▲ 0.50% · 4.625%
HK$243,705
+HK$12,203/mo
Deposit HK$43.29M · loan HK$43.29M · min. income ≈ HK$463,004/mo (50% DSR)
Upfront cash ≈ HK$46.97M (deposit + AVD stamp duty HK$3,679,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,913
−HK$14,857/mo
▼ 0.25% · 3.875%
HK$244,282
−HK$7,488/mo
Today · 4.125%
HK$251,770
baseline
▲ 0.50% · 4.625%
HK$267,089
+HK$15,319/mo
Deposit HK$34.63M · loan HK$51.95M · min. income ≈ HK$503,540/mo (50% DSR)
Upfront cash ≈ HK$38.31M (deposit + AVD stamp duty HK$3,679,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,563
−HK$14,240/mo
▼ 0.25% · 3.875%
HK$270,632
−HK$7,171/mo
Today · 4.125%
HK$277,803
baseline
▲ 0.50% · 4.625%
HK$292,446
+HK$14,643/mo
Deposit HK$34.63M · loan HK$51.95M · min. income ≈ HK$555,606/mo (50% DSR)
Upfront cash ≈ HK$38.31M (deposit + AVD stamp duty HK$3,679,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,399
−HK$17,332/mo
▼ 0.25% · 3.875%
HK$284,996
−HK$8,735/mo
Today · 4.125%
HK$293,731
baseline
▲ 0.50% · 4.625%
HK$311,604
+HK$17,873/mo
Deposit HK$25.97M · loan HK$60.61M · min. income ≈ HK$587,462/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$3,679,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,491
−HK$16,612/mo
▼ 0.25% · 3.875%
HK$315,737
−HK$8,366/mo
Today · 4.125%
HK$324,103
baseline
▲ 0.50% · 4.625%
HK$341,187
+HK$17,084/mo
Deposit HK$25.97M · loan HK$60.61M · min. income ≈ HK$648,206/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$3,679,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,370
−HK$22,284/mo
▼ 0.25% · 3.875%
HK$366,424
−HK$11,230/mo
Today · 4.125%
HK$377,654
baseline
▲ 0.50% · 4.625%
HK$400,634
+HK$22,980/mo
Deposit HK$8.66M · loan HK$77.92M · min. income ≈ HK$755,308/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$3,679,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,345
−HK$21,359/mo
▼ 0.25% · 3.875%
HK$405,948
−HK$10,756/mo
Today · 4.125%
HK$416,704
baseline
▲ 0.50% · 4.625%
HK$438,669
+HK$21,965/mo
Deposit HK$8.66M · loan HK$77.92M · min. income ≈ HK$833,408/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$3,679,705 · Scale 2, in force from 26 Feb 2026)