LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,743
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,357
−HK$624/mo
Today · 4.125%
HK$20,981
baseline
▲ 0.50% · 4.625%
HK$22,258
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,962/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,964
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,553
−HK$598/mo
Today · 4.125%
HK$23,151
baseline
▲ 0.50% · 4.625%
HK$24,371
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,302/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,692
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,429
−HK$749/mo
Today · 4.125%
HK$25,178
baseline
▲ 0.50% · 4.625%
HK$26,710
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$50,356/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,357
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,064
−HK$717/mo
Today · 4.125%
HK$27,781
baseline
▲ 0.50% · 4.625%
HK$29,246
+HK$1,465/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$55,562/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,641
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,500
−HK$874/mo
Today · 4.125%
HK$29,374
baseline
▲ 0.50% · 4.625%
HK$31,161
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,748/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,750
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,575
−HK$836/mo
Today · 4.125%
HK$32,411
baseline
▲ 0.50% · 4.625%
HK$34,120
+HK$1,709/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,822/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,538
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,643
−HK$1,124/mo
Today · 4.125%
HK$37,767
baseline
▲ 0.50% · 4.625%
HK$40,065
+HK$2,298/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,534/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,536
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,596
−HK$1,076/mo
Today · 4.125%
HK$41,672
baseline
▲ 0.50% · 4.625%
HK$43,868
+HK$2,196/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,344/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,752 · Scale 2, in force from 26 Feb 2026)