LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,475
−HK$12,384/mo
▼ 0.25% · 3.875%
HK$203,618
−HK$6,241/mo
Today · 4.125%
HK$209,859
baseline
▲ 0.50% · 4.625%
HK$222,628
+HK$12,769/mo
Deposit HK$43.30M · loan HK$43.30M · min. income ≈ HK$419,718/mo (50% DSR)
Upfront cash ≈ HK$46.98M (deposit + AVD stamp duty HK$3,680,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,689
−HK$11,870/mo
▼ 0.25% · 3.875%
HK$225,581
−HK$5,978/mo
Today · 4.125%
HK$231,559
baseline
▲ 0.50% · 4.625%
HK$243,764
+HK$12,205/mo
Deposit HK$43.30M · loan HK$43.30M · min. income ≈ HK$463,118/mo (50% DSR)
Upfront cash ≈ HK$46.98M (deposit + AVD stamp duty HK$3,680,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,971
−HK$14,860/mo
▼ 0.25% · 3.875%
HK$244,342
−HK$7,489/mo
Today · 4.125%
HK$251,831
baseline
▲ 0.50% · 4.625%
HK$267,154
+HK$15,323/mo
Deposit HK$34.64M · loan HK$51.96M · min. income ≈ HK$503,662/mo (50% DSR)
Upfront cash ≈ HK$38.32M (deposit + AVD stamp duty HK$3,680,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,627
−HK$14,243/mo
▼ 0.25% · 3.875%
HK$270,698
−HK$7,172/mo
Today · 4.125%
HK$277,870
baseline
▲ 0.50% · 4.625%
HK$292,517
+HK$14,647/mo
Deposit HK$34.64M · loan HK$51.96M · min. income ≈ HK$555,740/mo (50% DSR)
Upfront cash ≈ HK$38.32M (deposit + AVD stamp duty HK$3,680,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,466
−HK$17,336/mo
▼ 0.25% · 3.875%
HK$285,065
−HK$8,737/mo
Today · 4.125%
HK$293,802
baseline
▲ 0.50% · 4.625%
HK$311,680
+HK$17,878/mo
Deposit HK$25.98M · loan HK$60.62M · min. income ≈ HK$587,604/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$3,680,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,565
−HK$16,617/mo
▼ 0.25% · 3.875%
HK$315,814
−HK$8,368/mo
Today · 4.125%
HK$324,182
baseline
▲ 0.50% · 4.625%
HK$341,270
+HK$17,088/mo
Deposit HK$25.98M · loan HK$60.62M · min. income ≈ HK$648,364/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$3,680,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,456
−HK$22,290/mo
▼ 0.25% · 3.875%
HK$366,513
−HK$11,233/mo
Today · 4.125%
HK$377,746
baseline
▲ 0.50% · 4.625%
HK$400,731
+HK$22,985/mo
Deposit HK$8.66M · loan HK$77.94M · min. income ≈ HK$755,492/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$3,680,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,441
−HK$21,365/mo
▼ 0.25% · 3.875%
HK$406,047
−HK$10,759/mo
Today · 4.125%
HK$416,806
baseline
▲ 0.50% · 4.625%
HK$438,776
+HK$21,970/mo
Deposit HK$8.66M · loan HK$77.94M · min. income ≈ HK$833,612/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$3,680,599 · Scale 2, in force from 26 Feb 2026)