LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,550
−HK$12,388/mo
▼ 0.25% · 3.875%
HK$203,695
−HK$6,243/mo
Today · 4.125%
HK$209,938
baseline
▲ 0.50% · 4.625%
HK$222,713
+HK$12,775/mo
Deposit HK$43.32M · loan HK$43.32M · min. income ≈ HK$419,876/mo (50% DSR)
Upfront cash ≈ HK$47.00M (deposit + AVD stamp duty HK$3,681,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,773
−HK$11,873/mo
▼ 0.25% · 3.875%
HK$225,667
−HK$5,979/mo
Today · 4.125%
HK$231,646
baseline
▲ 0.50% · 4.625%
HK$243,857
+HK$12,211/mo
Deposit HK$43.32M · loan HK$43.32M · min. income ≈ HK$463,292/mo (50% DSR)
Upfront cash ≈ HK$47.00M (deposit + AVD stamp duty HK$3,681,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,060
−HK$14,866/mo
▼ 0.25% · 3.875%
HK$244,434
−HK$7,492/mo
Today · 4.125%
HK$251,926
baseline
▲ 0.50% · 4.625%
HK$267,255
+HK$15,329/mo
Deposit HK$34.65M · loan HK$51.98M · min. income ≈ HK$503,852/mo (50% DSR)
Upfront cash ≈ HK$38.34M (deposit + AVD stamp duty HK$3,681,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,727
−HK$14,249/mo
▼ 0.25% · 3.875%
HK$270,800
−HK$7,176/mo
Today · 4.125%
HK$277,976
baseline
▲ 0.50% · 4.625%
HK$292,628
+HK$14,652/mo
Deposit HK$34.65M · loan HK$51.98M · min. income ≈ HK$555,952/mo (50% DSR)
Upfront cash ≈ HK$38.34M (deposit + AVD stamp duty HK$3,681,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,570
−HK$17,344/mo
▼ 0.25% · 3.875%
HK$285,173
−HK$8,741/mo
Today · 4.125%
HK$293,914
baseline
▲ 0.50% · 4.625%
HK$311,798
+HK$17,884/mo
Deposit HK$25.99M · loan HK$60.64M · min. income ≈ HK$587,828/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$3,681,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,682
−HK$16,623/mo
▼ 0.25% · 3.875%
HK$315,934
−HK$8,371/mo
Today · 4.125%
HK$324,305
baseline
▲ 0.50% · 4.625%
HK$341,400
+HK$17,095/mo
Deposit HK$25.99M · loan HK$60.64M · min. income ≈ HK$648,610/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$3,681,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,591
−HK$22,298/mo
▼ 0.25% · 3.875%
HK$366,652
−HK$11,237/mo
Today · 4.125%
HK$377,889
baseline
▲ 0.50% · 4.625%
HK$400,883
+HK$22,994/mo
Deposit HK$8.66M · loan HK$77.97M · min. income ≈ HK$755,778/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$3,681,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,591
−HK$21,373/mo
▼ 0.25% · 3.875%
HK$406,201
−HK$10,763/mo
Today · 4.125%
HK$416,964
baseline
▲ 0.50% · 4.625%
HK$438,942
+HK$21,978/mo
Deposit HK$8.66M · loan HK$77.97M · min. income ≈ HK$833,928/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$3,681,994 · Scale 2, in force from 26 Feb 2026)