LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,568
−HK$12,390/mo
▼ 0.25% · 3.875%
HK$203,714
−HK$6,244/mo
Today · 4.125%
HK$209,958
baseline
▲ 0.50% · 4.625%
HK$222,733
+HK$12,775/mo
Deposit HK$43.32M · loan HK$43.32M · min. income ≈ HK$419,916/mo (50% DSR)
Upfront cash ≈ HK$47.00M (deposit + AVD stamp duty HK$3,682,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,793
−HK$11,874/mo
▼ 0.25% · 3.875%
HK$225,687
−HK$5,980/mo
Today · 4.125%
HK$231,667
baseline
▲ 0.50% · 4.625%
HK$243,879
+HK$12,212/mo
Deposit HK$43.32M · loan HK$43.32M · min. income ≈ HK$463,334/mo (50% DSR)
Upfront cash ≈ HK$47.00M (deposit + AVD stamp duty HK$3,682,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,082
−HK$14,867/mo
▼ 0.25% · 3.875%
HK$244,457
−HK$7,492/mo
Today · 4.125%
HK$251,949
baseline
▲ 0.50% · 4.625%
HK$267,280
+HK$15,331/mo
Deposit HK$34.66M · loan HK$51.99M · min. income ≈ HK$503,898/mo (50% DSR)
Upfront cash ≈ HK$38.34M (deposit + AVD stamp duty HK$3,682,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,751
−HK$14,250/mo
▼ 0.25% · 3.875%
HK$270,825
−HK$7,176/mo
Today · 4.125%
HK$278,001
baseline
▲ 0.50% · 4.625%
HK$292,655
+HK$14,654/mo
Deposit HK$34.66M · loan HK$51.99M · min. income ≈ HK$556,002/mo (50% DSR)
Upfront cash ≈ HK$38.34M (deposit + AVD stamp duty HK$3,682,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,596
−HK$17,345/mo
▼ 0.25% · 3.875%
HK$285,199
−HK$8,742/mo
Today · 4.125%
HK$293,941
baseline
▲ 0.50% · 4.625%
HK$311,826
+HK$17,885/mo
Deposit HK$25.99M · loan HK$60.65M · min. income ≈ HK$587,882/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$3,682,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,710
−HK$16,624/mo
▼ 0.25% · 3.875%
HK$315,962
−HK$8,372/mo
Today · 4.125%
HK$324,334
baseline
▲ 0.50% · 4.625%
HK$341,431
+HK$17,097/mo
Deposit HK$25.99M · loan HK$60.65M · min. income ≈ HK$648,668/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$3,682,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,623
−HK$22,301/mo
▼ 0.25% · 3.875%
HK$366,685
−HK$11,239/mo
Today · 4.125%
HK$377,924
baseline
▲ 0.50% · 4.625%
HK$400,919
+HK$22,995/mo
Deposit HK$8.66M · loan HK$77.98M · min. income ≈ HK$755,848/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$3,682,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,627
−HK$21,374/mo
▼ 0.25% · 3.875%
HK$406,237
−HK$10,764/mo
Today · 4.125%
HK$417,001
baseline
▲ 0.50% · 4.625%
HK$438,982
+HK$21,981/mo
Deposit HK$8.66M · loan HK$77.98M · min. income ≈ HK$834,002/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$3,682,328 · Scale 2, in force from 26 Feb 2026)