LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,615
−HK$12,392/mo
▼ 0.25% · 3.875%
HK$203,762
−HK$6,245/mo
Today · 4.125%
HK$210,007
baseline
▲ 0.50% · 4.625%
HK$222,785
+HK$12,778/mo
Deposit HK$43.33M · loan HK$43.33M · min. income ≈ HK$420,014/mo (50% DSR)
Upfront cash ≈ HK$47.01M (deposit + AVD stamp duty HK$3,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,844
−HK$11,878/mo
▼ 0.25% · 3.875%
HK$225,740
−HK$5,982/mo
Today · 4.125%
HK$231,722
baseline
▲ 0.50% · 4.625%
HK$243,936
+HK$12,214/mo
Deposit HK$43.33M · loan HK$43.33M · min. income ≈ HK$463,444/mo (50% DSR)
Upfront cash ≈ HK$47.01M (deposit + AVD stamp duty HK$3,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,138
−HK$14,870/mo
▼ 0.25% · 3.875%
HK$244,514
−HK$7,494/mo
Today · 4.125%
HK$252,008
baseline
▲ 0.50% · 4.625%
HK$267,342
+HK$15,334/mo
Deposit HK$34.67M · loan HK$52.00M · min. income ≈ HK$504,016/mo (50% DSR)
Upfront cash ≈ HK$38.35M (deposit + AVD stamp duty HK$3,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,813
−HK$14,253/mo
▼ 0.25% · 3.875%
HK$270,888
−HK$7,178/mo
Today · 4.125%
HK$278,066
baseline
▲ 0.50% · 4.625%
HK$292,723
+HK$14,657/mo
Deposit HK$34.67M · loan HK$52.00M · min. income ≈ HK$556,132/mo (50% DSR)
Upfront cash ≈ HK$38.35M (deposit + AVD stamp duty HK$3,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,660
−HK$17,349/mo
▼ 0.25% · 3.875%
HK$285,266
−HK$8,743/mo
Today · 4.125%
HK$294,009
baseline
▲ 0.50% · 4.625%
HK$311,899
+HK$17,890/mo
Deposit HK$26.00M · loan HK$60.66M · min. income ≈ HK$588,018/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$3,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,782
−HK$16,628/mo
▼ 0.25% · 3.875%
HK$316,036
−HK$8,374/mo
Today · 4.125%
HK$324,410
baseline
▲ 0.50% · 4.625%
HK$341,511
+HK$17,101/mo
Deposit HK$26.00M · loan HK$60.66M · min. income ≈ HK$648,820/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$3,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,706
−HK$22,306/mo
▼ 0.25% · 3.875%
HK$366,771
−HK$11,241/mo
Today · 4.125%
HK$378,012
baseline
▲ 0.50% · 4.625%
HK$401,013
+HK$23,001/mo
Deposit HK$8.67M · loan HK$78.00M · min. income ≈ HK$756,024/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$3,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,720
−HK$21,379/mo
▼ 0.25% · 3.875%
HK$406,333
−HK$10,766/mo
Today · 4.125%
HK$417,099
baseline
▲ 0.50% · 4.625%
HK$439,085
+HK$21,986/mo
Deposit HK$8.67M · loan HK$78.00M · min. income ≈ HK$834,198/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$3,683,191 · Scale 2, in force from 26 Feb 2026)