LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,764
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,379
−HK$624/mo
Today · 4.125%
HK$21,003
baseline
▲ 0.50% · 4.625%
HK$22,281
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$42,006/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,987
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,577
−HK$598/mo
Today · 4.125%
HK$23,175
baseline
▲ 0.50% · 4.625%
HK$24,396
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,350/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,716
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,454
−HK$750/mo
Today · 4.125%
HK$25,204
baseline
▲ 0.50% · 4.625%
HK$26,737
+HK$1,533/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,408/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,384
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,092
−HK$718/mo
Today · 4.125%
HK$27,810
baseline
▲ 0.50% · 4.625%
HK$29,276
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,620/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,669
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,530
−HK$874/mo
Today · 4.125%
HK$29,404
baseline
▲ 0.50% · 4.625%
HK$31,194
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,808/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,782
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,607
−HK$838/mo
Today · 4.125%
HK$32,445
baseline
▲ 0.50% · 4.625%
HK$34,155
+HK$1,710/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,890/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,575
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,681
−HK$1,125/mo
Today · 4.125%
HK$37,806
baseline
▲ 0.50% · 4.625%
HK$40,106
+HK$2,300/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,612/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,577
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,638
−HK$1,077/mo
Today · 4.125%
HK$41,715
baseline
▲ 0.50% · 4.625%
HK$43,914
+HK$2,199/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,430/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,020 · Scale 2, in force from 26 Feb 2026)