LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,750
−HK$12,400/mo
▼ 0.25% · 3.875%
HK$203,901
−HK$6,249/mo
Today · 4.125%
HK$210,150
baseline
▲ 0.50% · 4.625%
HK$222,938
+HK$12,788/mo
Deposit HK$43.36M · loan HK$43.36M · min. income ≈ HK$420,300/mo (50% DSR)
Upfront cash ≈ HK$47.05M (deposit + AVD stamp duty HK$3,685,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,995
−HK$11,885/mo
▼ 0.25% · 3.875%
HK$225,895
−HK$5,985/mo
Today · 4.125%
HK$231,880
baseline
▲ 0.50% · 4.625%
HK$244,103
+HK$12,223/mo
Deposit HK$43.36M · loan HK$43.36M · min. income ≈ HK$463,760/mo (50% DSR)
Upfront cash ≈ HK$47.05M (deposit + AVD stamp duty HK$3,685,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,300
−HK$14,880/mo
▼ 0.25% · 3.875%
HK$244,681
−HK$7,499/mo
Today · 4.125%
HK$252,180
baseline
▲ 0.50% · 4.625%
HK$267,525
+HK$15,345/mo
Deposit HK$34.69M · loan HK$52.03M · min. income ≈ HK$504,360/mo (50% DSR)
Upfront cash ≈ HK$38.37M (deposit + AVD stamp duty HK$3,685,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,994
−HK$14,262/mo
▼ 0.25% · 3.875%
HK$271,074
−HK$7,182/mo
Today · 4.125%
HK$278,256
baseline
▲ 0.50% · 4.625%
HK$292,924
+HK$14,668/mo
Deposit HK$34.69M · loan HK$52.03M · min. income ≈ HK$556,512/mo (50% DSR)
Upfront cash ≈ HK$38.37M (deposit + AVD stamp duty HK$3,685,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,850
−HK$17,361/mo
▼ 0.25% · 3.875%
HK$285,461
−HK$8,750/mo
Today · 4.125%
HK$294,211
baseline
▲ 0.50% · 4.625%
HK$312,113
+HK$17,902/mo
Deposit HK$26.02M · loan HK$60.71M · min. income ≈ HK$588,422/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$3,685,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,992
−HK$16,640/mo
▼ 0.25% · 3.875%
HK$316,253
−HK$8,379/mo
Today · 4.125%
HK$324,632
baseline
▲ 0.50% · 4.625%
HK$341,744
+HK$17,112/mo
Deposit HK$26.02M · loan HK$60.71M · min. income ≈ HK$649,264/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$3,685,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,950
−HK$22,321/mo
▼ 0.25% · 3.875%
HK$367,022
−HK$11,249/mo
Today · 4.125%
HK$378,271
baseline
▲ 0.50% · 4.625%
HK$401,288
+HK$23,017/mo
Deposit HK$8.67M · loan HK$78.05M · min. income ≈ HK$756,542/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$3,685,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,990
−HK$21,394/mo
▼ 0.25% · 3.875%
HK$406,611
−HK$10,773/mo
Today · 4.125%
HK$417,384
baseline
▲ 0.50% · 4.625%
HK$439,385
+HK$22,001/mo
Deposit HK$8.67M · loan HK$78.05M · min. income ≈ HK$834,768/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$3,685,711 · Scale 2, in force from 26 Feb 2026)