LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,804
−HK$12,404/mo
▼ 0.25% · 3.875%
HK$203,957
−HK$6,251/mo
Today · 4.125%
HK$210,208
baseline
▲ 0.50% · 4.625%
HK$222,998
+HK$12,790/mo
Deposit HK$43.37M · loan HK$43.37M · min. income ≈ HK$420,416/mo (50% DSR)
Upfront cash ≈ HK$47.06M (deposit + AVD stamp duty HK$3,686,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,055
−HK$11,888/mo
▼ 0.25% · 3.875%
HK$225,956
−HK$5,987/mo
Today · 4.125%
HK$231,943
baseline
▲ 0.50% · 4.625%
HK$244,170
+HK$12,227/mo
Deposit HK$43.37M · loan HK$43.37M · min. income ≈ HK$463,886/mo (50% DSR)
Upfront cash ≈ HK$47.06M (deposit + AVD stamp duty HK$3,686,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,364
−HK$14,885/mo
▼ 0.25% · 3.875%
HK$244,748
−HK$7,501/mo
Today · 4.125%
HK$252,249
baseline
▲ 0.50% · 4.625%
HK$267,598
+HK$15,349/mo
Deposit HK$34.70M · loan HK$52.05M · min. income ≈ HK$504,498/mo (50% DSR)
Upfront cash ≈ HK$38.39M (deposit + AVD stamp duty HK$3,686,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,066
−HK$14,266/mo
▼ 0.25% · 3.875%
HK$271,148
−HK$7,184/mo
Today · 4.125%
HK$278,332
baseline
▲ 0.50% · 4.625%
HK$293,003
+HK$14,671/mo
Deposit HK$34.70M · loan HK$52.05M · min. income ≈ HK$556,664/mo (50% DSR)
Upfront cash ≈ HK$38.39M (deposit + AVD stamp duty HK$3,686,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,925
−HK$17,366/mo
▼ 0.25% · 3.875%
HK$285,539
−HK$8,752/mo
Today · 4.125%
HK$294,291
baseline
▲ 0.50% · 4.625%
HK$312,198
+HK$17,907/mo
Deposit HK$26.02M · loan HK$60.72M · min. income ≈ HK$588,582/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$3,686,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,076
−HK$16,645/mo
▼ 0.25% · 3.875%
HK$316,339
−HK$8,382/mo
Today · 4.125%
HK$324,721
baseline
▲ 0.50% · 4.625%
HK$341,837
+HK$17,116/mo
Deposit HK$26.02M · loan HK$60.72M · min. income ≈ HK$649,442/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$3,686,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,047
−HK$22,327/mo
▼ 0.25% · 3.875%
HK$367,122
−HK$11,252/mo
Today · 4.125%
HK$378,374
baseline
▲ 0.50% · 4.625%
HK$401,397
+HK$23,023/mo
Deposit HK$8.67M · loan HK$78.07M · min. income ≈ HK$756,748/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$3,686,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,098
−HK$21,400/mo
▼ 0.25% · 3.875%
HK$406,721
−HK$10,777/mo
Today · 4.125%
HK$417,498
baseline
▲ 0.50% · 4.625%
HK$439,505
+HK$22,007/mo
Deposit HK$8.67M · loan HK$78.07M · min. income ≈ HK$834,996/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$3,686,716 · Scale 2, in force from 26 Feb 2026)