LTV · monthly repayment
▼ 0.50% · 3.625%
HK$197,858
−HK$12,407/mo
▼ 0.25% · 3.875%
HK$204,012
−HK$6,253/mo
Today · 4.125%
HK$210,265
baseline
▲ 0.50% · 4.625%
HK$223,059
+HK$12,794/mo
Deposit HK$43.38M · loan HK$43.38M · min. income ≈ HK$420,530/mo (50% DSR)
Upfront cash ≈ HK$47.07M (deposit + AVD stamp duty HK$3,687,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,114
−HK$11,893/mo
▼ 0.25% · 3.875%
HK$226,018
−HK$5,989/mo
Today · 4.125%
HK$232,007
baseline
▲ 0.50% · 4.625%
HK$244,236
+HK$12,229/mo
Deposit HK$43.38M · loan HK$43.38M · min. income ≈ HK$464,014/mo (50% DSR)
Upfront cash ≈ HK$47.07M (deposit + AVD stamp duty HK$3,687,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,429
−HK$14,889/mo
▼ 0.25% · 3.875%
HK$244,814
−HK$7,504/mo
Today · 4.125%
HK$252,318
baseline
▲ 0.50% · 4.625%
HK$267,671
+HK$15,353/mo
Deposit HK$34.71M · loan HK$52.06M · min. income ≈ HK$504,636/mo (50% DSR)
Upfront cash ≈ HK$38.40M (deposit + AVD stamp duty HK$3,687,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,137
−HK$14,271/mo
▼ 0.25% · 3.875%
HK$271,221
−HK$7,187/mo
Today · 4.125%
HK$278,408
baseline
▲ 0.50% · 4.625%
HK$293,083
+HK$14,675/mo
Deposit HK$34.71M · loan HK$52.06M · min. income ≈ HK$556,816/mo (50% DSR)
Upfront cash ≈ HK$38.40M (deposit + AVD stamp duty HK$3,687,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,001
−HK$17,370/mo
▼ 0.25% · 3.875%
HK$285,617
−HK$8,754/mo
Today · 4.125%
HK$294,371
baseline
▲ 0.50% · 4.625%
HK$312,283
+HK$17,912/mo
Deposit HK$26.03M · loan HK$60.74M · min. income ≈ HK$588,742/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$3,687,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,160
−HK$16,649/mo
▼ 0.25% · 3.875%
HK$316,425
−HK$8,384/mo
Today · 4.125%
HK$324,809
baseline
▲ 0.50% · 4.625%
HK$341,930
+HK$17,121/mo
Deposit HK$26.03M · loan HK$60.74M · min. income ≈ HK$649,618/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$3,687,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,144
−HK$22,333/mo
▼ 0.25% · 3.875%
HK$367,222
−HK$11,255/mo
Today · 4.125%
HK$378,477
baseline
▲ 0.50% · 4.625%
HK$401,506
+HK$23,029/mo
Deposit HK$8.68M · loan HK$78.09M · min. income ≈ HK$756,954/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$3,687,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,206
−HK$21,406/mo
▼ 0.25% · 3.875%
HK$406,832
−HK$10,780/mo
Today · 4.125%
HK$417,612
baseline
▲ 0.50% · 4.625%
HK$439,625
+HK$22,013/mo
Deposit HK$8.68M · loan HK$78.09M · min. income ≈ HK$835,224/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$3,687,719 · Scale 2, in force from 26 Feb 2026)