LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,794
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,410
−HK$625/mo
Today · 4.125%
HK$21,035
baseline
▲ 0.50% · 4.625%
HK$22,315
+HK$1,280/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,070/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,021
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,611
−HK$599/mo
Today · 4.125%
HK$23,210
baseline
▲ 0.50% · 4.625%
HK$24,434
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,420/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,753
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$750/mo
Today · 4.125%
HK$25,242
baseline
▲ 0.50% · 4.625%
HK$26,778
+HK$1,536/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,484/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,425
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,133
−HK$719/mo
Today · 4.125%
HK$27,852
baseline
▲ 0.50% · 4.625%
HK$29,321
+HK$1,469/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,704/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,712
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,574
−HK$875/mo
Today · 4.125%
HK$29,449
baseline
▲ 0.50% · 4.625%
HK$31,241
+HK$1,792/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$58,898/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,829
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,656
−HK$838/mo
Today · 4.125%
HK$32,494
baseline
▲ 0.50% · 4.625%
HK$34,207
+HK$1,713/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$64,988/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,629
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,738
−HK$1,125/mo
Today · 4.125%
HK$37,863
baseline
▲ 0.50% · 4.625%
HK$40,167
+HK$2,304/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,726/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,637
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,700
−HK$1,079/mo
Today · 4.125%
HK$41,779
baseline
▲ 0.50% · 4.625%
HK$43,981
+HK$2,202/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,558/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,419 · Scale 2, in force from 26 Feb 2026)